Worcester County and Worcester City property record for 11 Merchant St, Worcester, MA 01603 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1969 |
| Square Footage | 1,012 sqft Living Area |
| Lot Size | 7,006 sqft (0.161 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $24,000 (1998) |
| Tax Bill | $4,772.00 (2025) |
| Primary APN | 15-010-0008B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,012 sqft Living Area |
| Gross Area | 2,096 sqft Gross Area |
| 1st Floor | 1,012 sqft 1st Floor |
| Basement Area | 1,532 sqft Basement |
| Unfinished Basement | 1,532 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Concrete Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,006 sqft (0.161 acres) |
| Garage Type | Basement Garage |
| Deck Area | Deck Area |
| Heating System | Electric Heating |
|---|
| Account Number | 15-010-0008B |
|---|---|
| Street Address | 11 MERCHANT ST |
| City | WORCESTER |
| State | MA |
| Zip | 01603-1215 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 10 |
| Legal Lot Number | 8B |
| Jurisdiction | WORCESTER MA |
| Minor Civil Division | WORCESTER |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 731001 |
Source: Worcester County and Worcester City records · APN 15-010-0008B
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 MERCHANT ST, WORCESTER, MA 01603-1215 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 23, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance RCAP SOLUTIONS FINANCIAL SVCS CO |
| Nov 23, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 01, 1998 · Amount on Record |
| Deed Sale | Sep 01, 1998 · Amount on Record |
| Prior Sale | Apr 01, 1998 · Amount on Record |
| Deed Book / Page | 20374 / 388 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 11 MERCHANT ST, WORCESTER, MA 01603-1215 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0068256-18 |
|---|---|
| Date | Sep 23, 2022 |
| Book Page | 68256/18 |
| Instrument | 104572 |
| Name | RCAP SOLUTIONS FINANCIAL SVCS CO |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 601 Months |
| Due | Oct 01, 2072 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 11 MERCHANT ST, WORCESTER, MA 01603-1215 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 66595-65 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 66595/65 |
| Instrument | 164260 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,772.00 (+2.67%) | $361,775 (+11.61%) Land $97,575 Building $264,200 | $331,075 (-1.41%) |
| 2024 | $335,825 | ||
| 2023 | $4,648.00 | $324,141 Land $84,841 Building $239,300 |
11 Merchant St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Worcester County (25027C), updated November 30, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 58th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures