11 Meadow Gate E, Saint James, NY 11780 Property Records

Suffolk County and Smithtown Town property record for 11 Meadow Gate E, Saint James, NY 11780

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,623 sqft · built 1987
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on Record
Last Sale	$999,000 (May 2018)
Tax Bill	$25,037 (2024)
Deeds & Mortgages	Sep 2020 Loan Modification Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473401 7.-3-24.23`

Property Details

APN / Parcel Number

Primary APN	`473401 7.-3-24.23`
Alternative APNs	`0801-007.00-03.00-024.023` `340100700000030240230000` `473400486`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,623 sqft Living Area
Gross Area	4,888 sqft
1st Floor Area	1,948 sqft
2nd Floor Area	1,675 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	87,556 sqft
View / Lot	Suburban
Garage Type	Attached
Garage Area	1,265 sqft
Parking Spaces	5 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	2,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	11 MEADOW GATE E
City	SAINT JAMES
State	NY
Zip	11780-1349
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1-45476.13 TC-73 HARBOR GATE EAST LOT 11 *7862
Legal Subdivision	MAP HARBOR GATE EAST
Legal Block	3
Legal Lot Number	24
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2027
Census Tract	135004

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 MEADOW GATE E, SAINT JAMES, NY 11780-1349
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage WELLS FARGO BK
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
May 23, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2018 · Amount on Record
Deed Sale	May 23, 2018 · Amount on Record
Deed Book / Page	12962 / 832
Prior Transfer Date	Jul 9, 1996
Record Updated	Sep 20, 2026

September 2020: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	11 MEADOW GATE E, SAINT JAMES, NY 11780-1349
Document Number	0231900177
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 MEADOW GATE E ST JAMES NY 117801349, ST JAMES, NY 11780-1349

Mortgage

Document Number	0231900177
Date	Oct 29, 2020
Book Page	023190/000177

Lender

Name	WELLS FARGO BK
Type	Bank
Address	MINNEAPOLIS, MN 55467-8000

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 28, 2040

Interest

Rate Type	Fixed Rate
Rate	3%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	11 MEADOW GATE E, SAINT JAMES, NY 11780-1349
Document Number	0231900176
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 MEADOW GATE E ST JAMES NY 117801349, ST JAMES, NY 11780-1349

Mortgage

Document Number	0231900176
Date	Oct 29, 2020
Book Page	023190/000176

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 28, 2040

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	May 23, 2018
Property Address	11 MEADOW GATE E, SAINT JAMES, NY 11780-1349
Document Number	0129620832
Book / Page	12962 / 832
Instrument Date	Apr 24, 2018
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 MARQUETTE DR, SMITHTOWN, NY 11787-2054

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Municipality	Head Of The Harbor Village
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$11,300 (-) Land $1,500 Building $9,800	$1,412,500 (+10,775.42%) Land $187,500 Building $1,225,000
2024	$25,037.00
2023		$11,300 Land $1,500 Building $9,800	$12,988 Land $1,724 Building $11,264

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2012–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2024 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

Nearby Properties on Meadow Gate E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures