Union County and Union Township property record for 11 May Ter, Union, NJ 07083
| Property Type | Single Family Home |
|---|---|
| Details | 2,866 sqft · built 1940 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $525,000 (Apr 2021) |
| Tax Bill | $9,982 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-04813-0000-00008 |
| Primary APN | 19-04813-0000-00008 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,866 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Lot Area | 4,500 sqft (0.103 acres) |
| Lot Dimensions | 100 ft deep x 45 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 11 MAY TER |
|---|---|
| City | VAUXHALL |
| State | NJ |
| Zip | 07088-1211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HOLLYWOOD PARK |
| Legal Block | 4813 |
| Legal Lot Number | 8 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 32800 |
11 May Ter is owned and occupied by an individual who bought it in April 2021.
Source: Union County and Union Township records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 MAY TER, VAUXHALL, NJ 07088-1211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Apr 5, 2021 | Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 16, 2018 | Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2021 · Amount on File |
| Deed Sale | Apr 5, 2021 · Amount on File |
| Prior Sale | Mar 16, 2018 · Amount on File |
| Deed Document Number | 20213273 |
| Deed Book / Page | 6407 / 2696 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Apr 10, 2026 |
| Property Address | 11 MAY TER, VAUXHALL, NJ 07088-1211 |
| Document Number | 0000091244 |
| Book / Page | 15786 / 2109 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 202691244 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000091244, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 15786/2109 |
| Instrument | 202691244 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 1, 2051 |
| Rate | 6.06% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Apr 5, 2021 |
| Property Address | 11 MAY TER, VAUXHALL, NJ 07088-1211 |
| Document Number | 0064072696 |
| Book / Page | 6407 / 2696 |
| Instrument Date | Jan 9, 2021 |
| Instrument | 3273 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | TITLE GUARANTEE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,415.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 MAY TERRACE, 11, UNION, NJ |
| Name | Verified Name |
|---|---|
| Address | 11 MAY TERRACE, UNION, NJ |
| Document Number | 8662 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 8662 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Mar 16, 2018 |
| Property Address | 11 MAY TER, VAUXHALL, NJ 07088-1211 |
| Document Number | 0062510415 |
| Book / Page | 6251 / 0415 |
| Instrument Date | Mar 7, 2018 |
| Instrument | 297747 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,792.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 CRESTVIEW AVE, 108, UNION, NJ 00000 |
| Name | Verified Name |
|---|---|
| Address | 11 MAY TER, VAUXHALL, NJ 07088-1211 |
| Document Number | 654915 |
|---|---|
| Date | Mar 16, 2018 |
| Instrument | 654915 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 11 May Ter was $9,982, up 4.3% from the year before.
Source: Union County and Union Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $42,800 (-) Land $13,500 Building $29,300 | $42,800 (-) Land $13,500 Building $29,300 | |
| 2025 | $9,982.00 (+4.35%) | $42,800 Land $13,500 Building $29,300 | $42,800 Land $13,500 Building $29,300 |
| 2024 | $9,566.00 | ||
| 2023 | $42,800 Land $13,500 Building $29,300 | $42,800 Land $13,500 Building $29,300 | |
| 2022 | $8,952.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 11 May Ter in Zone X, an area of minimal flood risk, though there have been 93 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 individual policies |
| Nearby Flood Policies | 39 units insured incl. 13 condo units |
| Nearby Flood Claims | 93 (1989–2023) |
| Claims Outside the SFHA | 12 of 93 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 11 May Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 745 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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