11 Magnolia Dr, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 11 Magnolia Dr, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 2015
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jan 2016)
Tax Bill	$4,405 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02542A011000`

Property Details

APN / Parcel Number

Primary APN	`02542A011000`
Alternative APNs	`GRAY M:036 B:025 L:421-011` `GRAY M:36 B:25 L:421-011` `1474`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area
Basement Area	632 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	40,511 sqft (0.93 acres)

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	1474
Old Parcel Number	GRAY M:036 B:025 L:421-011
Street Address	11 MAGNOLIA DR
City	GRAY
State	ME
Zip	04039-7566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	MAYALL WOODS SUB
Legal Block	25
Legal Lot Number	421-11
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	2
Census Block	2009
Census Tract	4702

Owner

11 Magnolia Dr is owned and occupied by two individuals who bought it in January 2016.

Source: Cumberland County and Gray Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 MAGNOLIA DR, GRAY, ME 04039-7566
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage CUMBERLAND COUNTY FEDERAL CREDIT UNION
Jan 9, 2020	Deed of Trust, Mortgage BATH SVGS INSTITUTION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2016 · Amount on File
Deed Sale	Jan 4, 2016 · Amount on File
Deed Book / Page	32837 / 321
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Recording Date	Jun 8, 2026
Property Address	11 MAGNOLIA DR, GRAY, ME 04039-7566
Document Number	0423070250
Book / Page	42307 / 250
Instrument Date	Jun 3, 2026
Instrument	202622300
Transaction Type	Mortgage
Record Updated	Jul 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 MAGNOLIA DR, GRAY, ME 04039-7566

Mortgage

Document Number	0000022300,
Date	Jun 8, 2026
Book Page	42307/250
Instrument	202622300

Lender

Name	CUMBERLAND COUNTY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate	5.72%
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	11 MAGNOLIA DR, GRAY, ME 04039-7566
Document Number	0363410146
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 MAGNOLIA DR GRAY ME 040397566, GRAY, ME 04039-7566

Mortgage

Document Number	0363410146
Date	Jan 14, 2020
Book Page	036341/000146
Instrument	2438

Lender

Name	BATH SVGS INSTITUTION
Address	BATH, ME 04530

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 13, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 11 Magnolia Dr was $4,405.

Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,405.00	$455,100 Land $128,400 Building $326,700
2023	$4,604.00 (+8.82%)	$303,300 (-) Land $73,800 Building $229,500
2022	$4,231.00	$303,300 Land $73,800 Building $229,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11 Magnolia Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Magnolia Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAY WATER DISTRICT serves 2,468 people · EPA ID ME0090620
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2024
Treatment and Procedure	Coliform assessment Nov 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: GoNetspeed.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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