11 Madison St, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 11 Madison St, Wayne, NJ 07470

Property Summary

Property Type	Exempt (Full or Partial)
Details	2,671 sqft · built 1964
Lot Size	0.377 acres (16,422 sqft)
Owner	Individual Name on Record
Last Sale	$780,000 (Jan 2024)
Tax Bill	$16,590 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-01100-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`14-01100-0000-00007`
Alternative APNs	`1400185A00001D` `140110000007`

Interior

Building Area	2,671 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Colonial
Lot Area	16,422 sqft (0.377 acres)

Location & Zoning

Old Parcel Number	1400185A00001D
Street Address	11 MADISON ST
City	WAYNE
State	NJ
Zip	07470-2509
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R-B
Legal Subdivision	WALTER VANDENBERG
Legal Block	1100
Legal Lot Number	7
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1027
Census Tract	246104

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 MADISON ST, WAYNE, NJ 07470-2509
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jan 29, 2024	Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2024 · Amount on Record
Deed Sale	Jan 29, 2024 · Amount on Record
Prior Sale	Jul 8, 2008 · Amount on Record
Deed Document Number	20243200
Deed Book / Page	4657 / 15
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Recording Date	Apr 30, 2026
Property Address	11 MADISON ST, WAYNE, NJ 07470-2509
Document Number	0000014905
Book / Page	19918 / 80
Instrument Date	Apr 24, 2026
Instrument	202614905
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 MADISON ST, WAYNE, NJ 07470-2509

Mortgage

Document Number	0000014905,
Date	Apr 30, 2026
Book Page	19918/80
Instrument	202614905

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jan 29, 2024
Property Address	11 MADISON ST, WAYNE, NJ 07470-2509
Document Number	0000003200
Book / Page	D4657 / 15
Instrument Date	Jan 26, 2024
Instrument	2024003200
Transaction Type	Transfer
Record Updated	Feb 21, 2024
Title Company	UNIVERSITY TITLE INSURANCE AGENCY INC, UNIVERSITY TITLE INS AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2113 CROSSING WAY, WAYNE, NJ 07470-4727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 MADISON ST, WAYNE, NJ 07470-2509

Mortgage

Document Number	0000003201
Date	Jan 29, 2024
Instrument	2024003201

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	11 MADISON ST, WAYNE, NJ 07470-2509
Transaction Type	Mortgage
Record Updated	Dec 9, 2021
Title Company	ANTHONY WAYNE TITLE AGENCY LLC, ANTHONY WAYNE TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069740
Date	Nov 5, 2021
Book Page	M17574/1
Instrument	2021069740

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2041

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,600 (-) Land $102,300 Building $174,300	$276,600 (-) Land $102,300 Building $174,300
2025	$16,590.00 (+0.87%) Veteran's exemption	$276,600 (-) Land $102,300 Building $174,300	$276,600 (-) Land $102,300 Building $174,300
2024	$16,447.00 (+5.17%)
2023		$276,600 (-) Land $102,300 Building $174,300	$276,600 (-) Land $102,300 Building $174,300
2022	$15,638.00	$276,600 Land $102,300 Building $174,300	$276,600 Land $102,300 Building $174,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1982–2021)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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