11 Lowell St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 11 Lowell St, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,292 sqft · built 1910
Lot Size	0.152 acres (6,604 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Oct 2022)
Tax Bill	$5,506 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0026 B:0015 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0026 B:0015 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,292 sqft Living Area
Gross Area	3,191 sqft
Basement Area	322 sqft
Unfinished Basement	322 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,604 sqft (0.152 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11 LOWELL ST
City	PEPPERELL
State	MA
Zip	01463-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URR
Legal Block	15
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	1
Census Block	1009
Census Tract	327102

Owner

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 LOWELL ST, PEPPERELL, MA 01463-1730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed of Trust, Mortgage · Commercial Mortgage LATITUDE CAPITAL LLC
Oct 31, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EVOLVE BANK & TRUST
Mar 29, 2022	Fiduciary Deed, Transfer · Commercial Mortgage LATITUDE CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2022 · Amount on Record
Deed Sale	Oct 31, 2022 · Amount on Record
Prior Sale	Mar 29, 2022 · Amount on Record
Deed Document Number	2022162112
Deed Book / Page	80894 / 595
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	11 LOWELL ST, PEPPERELL, MA 01463-1730
Transaction Type	Mortgage
Record Updated	Nov 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080845-20
Date	Oct 19, 2022
Book Page	80845/20
Instrument	156186

Lender

Name	LATITUDE CAPITAL LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Oct 31, 2022
Property Address	11 LOWELL ST, PEPPERELL, MA 01463-1730
Document Number	080894-595
Book / Page	80894 / 595
Instrument Date	Oct 31, 2022
Instrument	162112
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	227 W LONDON ST, LOWELL, MA 01852-4429

Mortgage

Document Number	0000162113
Date	Oct 31, 2022
Instrument	162113

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Nov 1, 2029
Max Rate At Change	2.75%
Index	Other

March 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	PEPPERELL MA
Recording Date	Mar 29, 2022
Property Address	11 LOWELL ST, PEPPERELL, MA 01463-1730
Document Number	00079896-6
Book / Page	79896 / 6
Instrument Date	Mar 28, 2022
Instrument	47051
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 RESERVOIR ST, METHUEN, MA 01844-3251

Mortgage

Document Number	0000047052
Date	Mar 29, 2022
Instrument	47052

Lender

Name	LATITUDE CAPITAL LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,506.00 (-2.34%)	$399,600 (+3.68%) Land $142,100 Building $257,500	$436,715 (-)
2025	$5,638.00 (+5.11%)	$385,400 (+3.1%) Land $142,100 Building $243,300	$436,715 (-2.91%)
2024	$5,364.00 (+22.52%)	$373,800 (+29.25%) Land $130,500 Building $243,300	$449,825
2023	$4,378.00	$289,200 Land $110,200 Building $179,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1987–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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