11 Lowell St, Lawrence, MA 01840 Property Records

Essex County and Lawrence City property record for 11 Lowell St, Lawrence, MA 01840

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,572 sqft · built 1900
Lot Size	0.047 acres (2,051 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Nov 2016)
Tax Bill	$5,566 (2026)
Deeds & Mortgages	May 2022 Refinance Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`127 0000 0026 A`

Property Details

APN / Parcel Number

Primary APN	`127 0000 0026 A`
Alternative APN	`LAWR M:0127 B:0000 L:0026`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,572 sqft Living Area
Gross Area	3,686 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,051 sqft (0.047 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	127 0000 0026 A
Street Address	11 LOWELL ST
City	LAWRENCE
State	MA
Zip	01840-1478
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	OA
Legal Lot Number	26
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1005
Census Tract	251200

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 LOWELL ST, LAWRENCE, MA 01840-1478
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Jun 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SPINDRIFT INVESTMENTS LLC
Apr 20, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2016 · Amount on Record
Deed Sale	Nov 2, 2016 · Amount on Record
Prior Sale	Apr 10, 2015 · Amount on Record
Deed Book / Page	14861 / 77
Last Transfer Date	Apr 19, 2021
Transfer Doc	0016885-56
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	11 LOWELL ST, LAWRENCE, MA 01840-1478
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017448-42
Date	May 19, 2022
Book Page	17448/42
Instrument	11848

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	11 LOWELL ST, LAWRENCE, MA 01840-1478
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	016978-119
Date	Jun 15, 2021
Book Page	16978/119
Instrument	19685

Lender

Name	SPINDRIFT INVESTMENTS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Apr 20, 2021
Property Address	11 LOWELL ST, LAWRENCE, MA 01840-1478
Document Number	0016885-56
Book / Page	16885 / 56
Instrument Date	Apr 19, 2021
Instrument	12963
Transaction Type	Transfer
Record Updated	Dec 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 LOWELL ST, LAWRENCE, MA 01840-1415

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,566.00 (+5.94%)	$644,200 (+7.89%) Land $85,800 Building $558,400	$648,517
2025	$5,254.00 (+2.06%)	$597,100 (+7.3%) Land $85,800 Building $511,300
2024	$5,148.00 (-5.9%)	$556,500 (+3.34%) Land $90,200 Building $466,300
2023	$5,471.00	$538,500 Land $87,100 Building $451,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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