11 Locust Ave, Ross, CA 94957 Property Records

Marin County property record for 11 Locust Ave, Ross, CA 94957

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 5,867 sqft · built 1998
Lot Size	1 acres (43,560 sqft)
Owner	2 Company Names on Record
Last Sale	$6,495,000 (Dec 2014)
Tax Bill	$97,688 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`073-101-49`

Property Details

APN / Parcel Number

Primary APN	`073-101-49`
Alternative APN	`07310148`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	5,867 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2000
Architectural Style	Contemporary
Lot Area	43,560 sqft
Garage Area	632 sqft
Parking Spaces	2 Parking Spaces
Pool Area	300 sqft
Deck Area	36 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	11 LOCUST AVE
City	ROSS
State	CA
Zip	94957-9666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FERN HILL
Legal Lot Number	23
Jurisdiction	MARIN CA
Township / Civil Division	ROSS VALLEY
Census Block Group	2
Census Block	2000
Census Tract	118100

Owner

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 916, ROSS, CA 94957-0916
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 23, 2017	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2014 · Amount on Record
Deed Sale	Dec 18, 2014 · Amount on Record
Deed Document Number	201452818
Last Transfer Date	Nov 19, 2015
Transfer Doc	0000056900
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	11 LOCUST AVE, ROSS, CA 94957-9666
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 LARKSPUR LANDING CIR 100, 100, LARKSPUR, CA 94939-1759

Mortgage

Document Number	0000014181
Date	Apr 1, 2022
Instrument	2022-0014181

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	Other
Max Rate	7.75%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	11 LOCUST AVE, ROSS, CA 94957-9666
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007801
Date	Feb 23, 2017
Instrument	2017-0007801

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	7.75%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	11 LOCUST AVE, ROSS, CA 94957-9666
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012914
Date	Mar 31, 2020
Instrument	2020-0012914

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Ross Town
Elementary School District	Ross Elementary School District (KG - 08)
Secondary School District	Tamalpais Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$8,322,364 (+2%) Land $4,290,440 Building $4,031,924
2025	$97,688.00 (+8.74%) Homeowner's exemption	$8,159,220 (+8.29%) Land $4,206,335 Building $3,952,885
2023	$89,839.00 (+2.29%) Homeowner's exemption	$7,534,864 Land $4,043,025 Building $3,491,839
2022	$87,831.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 130 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	130 in force
Nearby Flood Claims	229 (1980–2025)
Claims Outside the SFHA	17 of 229
Most Recent Claim	Apr 2025 · other causes
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 101 claims Severe Storms & Flooding, Feb 1986 · 27 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARIN MUNICIPAL WATER DISTRICT serves 188,116 people · EPA ID CA2110002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Unwired.

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