11 Lilac Ln, Prospect, CT 06712 Property Records

Prospect Town property record for 11 Lilac Ln, Prospect, CT 06712

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,503 sqft · built 2012
Owner	Individual Name on File
Last Sale	$480,000 (Jan 2025)
Tax Bill	$8,787 (2026)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Jan 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`T0259990`

Property Details

APN / Parcel Number

Primary APN	`T0259990`
Alternative APN	`PROS M:108 B:178 L:11`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,503 sqft Living Area
Basement Area	1,503 sqft
Unfinished Basement	603 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2013
Architectural Style	Ranch
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	T0259990
Street Address	11 LILAC LN
City	PROSPECT
State	CT
Zip	06712-1498
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CP
Legal Block	178
Legal Lot Number	11
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	3
Census Block	3001
Census Tract	347100

Owner

11 Lilac Ln, a condominium, is owned by an individual who bought it in January 2025.

Source: Prospect Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2415 SHEPARD AVE, HAMDEN, CT 06518-1522
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage PEOPLESBANK (HOLYOKE MA)
Jan 16, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage PEOPLESBANK (HOLYOKE MA)
Nov 16, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NORCOM MORTGAGE
Nov 16, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NORCOM MORTGAGE
Jul 15, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage ENVOY MORTGAGE LTD
Aug 28, 2017	Warranty Deed, Transfer ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2025 · Amount on File
Deed Sale	Jan 16, 2025 · Amount on File
Prior Sale	Jan 16, 2025 · Amount on File
Deed Document Number	2025490
Deed Book / Page	8989 / 276
Record Updated	Oct 29, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Jan 16, 2025
Property Address	11 LILAC LN, PROSPECT, CT 06712-1498
Document Number	000932-191
Book / Page	932 / 191
Instrument Date	Jan 15, 2025
Instrument	202557
Transaction Type	Transfer
Record Updated	Jan 30, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2415 SHEPARD AVE, HAMDEN, CT 06518-1522

Mortgage

Document Number	0000202558
Date	Jan 16, 2025
Instrument	2025-58

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Jan 16, 2025
Property Address	11 LILAC LN, PROSPECT, CT 06712-1498
Document Number	008989-276
Book / Page	8989 / 276
Instrument Date	Jan 10, 2025
Instrument	2025-00490
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2415 SHEPARD AVE, HAMDEN, CT 06518-1522

Mortgage

Document Number	0202500491
Date	Jan 16, 2025
Instrument	2025-00491

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Nov 16, 2021
Property Address	11 LILAC LN, PROSPECT, CT 06712-1498
Document Number	008381-103
Book / Page	8381 / 103
Instrument Date	Nov 15, 2021
Instrument	2021-19674
Transaction Type	Transfer
Record Updated	Jan 30, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 LILAC LN # 147, 147, PROSPECT, CT 06712-1498

Mortgage

Document Number	0202119675
Date	Nov 16, 2021
Instrument	2021-19675

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Nov 16, 2021
Property Address	11 LILAC LN, PROSPECT, CT 06712-1498
Document Number	000904-192
Book / Page	904 / 192
Instrument Date	Nov 15, 2021
Instrument	1927
Transaction Type	Transfer
Record Updated	Jan 30, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001928
Date	Nov 16, 2021
Instrument	1928

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Jul 15, 2019
Property Address	11 LILAC LN, PROSPECT, CT 06712-1498
Document Number	000841-175
Book / Page	841 / 175
Instrument Date	Jul 3, 2019
Transaction Type	Transfer
Record Updated	Dec 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000841181
Date	Jul 15, 2019
Instrument	841/181

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Aug 28, 2017
Property Address	11 LILAC LN, PROSPECT, CT 06712-1498
Document Number	0000809-57
Book / Page	809 / 57
Transaction Type	Transfer
Record Updated	Dec 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008090064
Date	Aug 28, 2017
Instrument	00809/0064

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 28, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 11 Lilac Ln was $8,787, up 11.3% from the year before.

Source: Prospect Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,787.00 (+11.34%)	$308,630 (-) Building $308,630	$481,352 (+122.81%)
2025	$7,892.00	$308,630 Building $308,630	$216,041 Building $216,041
2024	$7,892.00 (+11.98%)
2023	$7,048.00 (-0.09%)	$220,790 (-) Building $220,790
2022	$7,054.00	$220,790 Building $220,790

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 11 Lilac Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Lilac Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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