11 Lawrence St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 11 Lawrence St, Concord, NH 03301

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,030 sqft · built 1923
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$581,000 (Aug 2025)
Tax Bill	$7,583 (2025)
Deeds & Mortgages	Jun 2021 Refinance Aug 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`CNCD M:634Z B:31`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:634Z B:31`
Alternative APN	`M:115 B:1 L:16`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,030 sqft Living Area
Gross Area	4,281 sqft
1st Floor Area	1,015 sqft
Attic	Attic
Attic Area	1,015 sqft
Basement Area	1,015 sqft
Unfinished Basement	1,015 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	28,750 sqft (0.66 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	11 LAWRENCE ST
City	CONCORD
State	NH
Zip	03301-5314
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RM
Legal Block	31
Legal Lot Number	16
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3012
Census Tract	44100

Owner

Source: Merrimack County and Concord City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 BEARD RD, NEW BOSTON, NH 03070-3720
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC
Aug 4, 2023	Deed of Trust, Mortgage · Line of Credit GRANITE STATE CU
Aug 26, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 24, 2020	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Mar 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage GRANITE ST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2025 · Amount on Record
Deed Sale	Aug 26, 2025 · Amount on Record
Prior Sale	Mar 17, 2014 · Amount on Record
Deed Document Number	202513212
Deed Book / Page	3900 / 2243
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	11 LAWRENCE ST, CONCORD, NH 03301-5314
Transaction Type	Mortgage
Record Updated	Nov 25, 2025
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016371
Date	Jun 24, 2021
Book Page	3745/2061
Instrument	202100016371

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	11 LAWRENCE ST, CONCORD, NH 03301-5314
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010942
Date	Aug 4, 2023
Book Page	3833/1261
Instrument	202300010942

Lender

Name	GRANITE STATE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Aug 26, 2025
Property Address	11 LAWRENCE ST, CONCORD, NH 03301-5314
Document Number	0000013212
Book / Page	3900 / 2243
Instrument Date	Aug 25, 2025
Instrument	202500013212
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	100 BEARD RD, NEW BOSTON, NH 03070-3720

Mortgage

Document Number	0000013213
Date	Aug 26, 2025
Instrument	202500013213

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CONCORD CITY NH
Property Address	11 LAWRENCE ST, CONCORD, NH 03301-5314
Document Number	0036660996
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 LAWRENCE ST CONCORD NH 033015314, CONCORD, NH 03301-5314

Mortgage

Document Number	0036660996
Date	Feb 21, 2020
Book Page	003666/000996
Instrument	3414

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2050

Interest

Rate	3.5%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	11 LAWRENCE ST, CONCORD, NH 03301-5314
Document Number	0035882724
Instrument Date	Mar 20, 2018
Transaction Type	Mortgage
Record Updated	Mar 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 LAWRENCE ST CONCORD NH 033015314, CONCORD, NH 03301-5314

Mortgage

Document Number	0035882724
Date	Mar 23, 2018
Book Page	003588/002724
Instrument	4373

Lender

Name	GRANITE ST CU
Type	Credit Union
Address	MANCHESTER, NH 03101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 22, 2033

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,583.00 (+5.13%)	$260,500 (-) Land $109,500 Building $151,000
2024	$7,213.00 (+3.09%)	$260,500 (-) Land $109,500 Building $151,000
2023	$6,997.00 (+3.75%)	$260,500 (-) Land $109,500 Building $151,000
2022	$6,744.00	$260,500 Land $109,500 Building $151,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2001–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, TDS Telecom.

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