Beaufort County property record for 11 Laurel Spring Rd, Okatie, SC 29909
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 8 ba · 5,042 sqft · built 2024 |
| Lot Size | 0.989 acres (43,124 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $630,000 (Oct 2020) |
| Tax Bill | $10,618 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Oct 2020 Sale & Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | R60002200004270000 |
| Primary APN | R60002200004270000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 8 Baths |
| Half Baths | 4 Half Baths |
| Total Rooms | 14 Rooms |
| Stories | 1 Story |
| Building Area | 5,042 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 43,124 sqft (0.989 acres) |
| Heating System | Heat Pump |
|---|
| Account Number | 09697321 |
|---|---|
| Old Parcel Number | R60002200004270000 |
| Street Address | 11 LAUREL SPRING RD |
| City | OKATIE |
| State | SC |
| Zip | 29909-3115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6116 |
| Legal Description | LOT 43 BERKELEY HALL S/D PH I PB75 P97 REV PLAT PB75 P171 PB76 P134/154 PB80 PG |
| Legal Subdivision | BERKELEY HALL SUBDIVISION |
| Legal Phase | 1 |
| Legal Lot Number | 43 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 2201 |
11 Laurel Spring Rd is owned by two individuals who bought it in October 2020.
Source: Beaufort County records, as of March 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5000 ESTERO WAY, EL DORADO HILLS, CA 95762-7530 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF WALTERBORO |
| Oct 30, 2020 | Warranty Deed, Transfer · Line of Credit PALMETTO ST BK |
| Aug 13, 2018 | Grant Deed, Transfer · Conventional Mortgage 1ST CITIZENS BK & TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2020 · Amount on File |
| Deed Sale | Oct 13, 2020 · Amount on File |
| Prior Sale | Sep 15, 2004 · Amount on File |
| Deed Document Number | 0003928793 |
| Deed Book / Page | 3691 / 1430 |
| Prior Transfer Date | Aug 13, 2018 |
| Prior Transfer Doc | 2018043808 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 11 LAUREL SPRING RD, OKATIE, SC 29909-3115 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5000 ESTERO WAY, EL DORADO HILLS, CA 95762-7530 |
| Document Number | 0000040146 |
|---|---|
| Date | Jul 12, 2022 |
| Book Page | 4163/1774 |
| Instrument | 2022040146 |
| Name | BANK OF WALTERBORO |
|---|---|
| Type | Bank |
| Address | RIDGELAND, SC 29936 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Oct 30, 2020 |
| Property Address | 11 LAUREL SPRING RD, BLUFFTON, SC 29909 |
| Document Number | 0000062859 |
| Book / Page | 003928 / 000793 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 62859 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,331.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11 LAUREL SPRING RD BLUFFTON SC 29909, BLUFFTON, SC 29909 |
| Document Number | 62860 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 003928/000797 |
| Instrument | 62860 |
| Name | PALMETTO ST BK |
|---|---|
| Type | Bank |
| Address | PO BOX 158, HAMPTON, SC 29924-0158 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Oct 29, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Aug 13, 2018 |
| Property Address | 11 LAUREL SPRING RD, BLUFFTON, SC 29909 |
| Document Number | 0000043808 |
| Book / Page | 003691 / 001430 |
| Instrument Date | Aug 2, 2018 |
| Instrument | 43808 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,702.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11 LAUREL SPRING RD OKATIE SC 29909, OKATIE, SC 29909 |
| Document Number | 43809 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 003691/001433 |
| Instrument | 43809 |
| Name | 1ST CITIZENS BK & TR |
|---|---|
| Address | RALEIGH, NC 27611-6592 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Aug 12, 2021 |
The 2025 property tax bill for 11 Laurel Spring Rd was $10,618, down 1% from the year before.
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,618.00 (-0.99%) | $86,140 (+98.16%) | |
| 2024 | $10,724.00 (+0.67%) | $43,470 (-) | $1,077,200 (-57.02%) Land $1,050,000 Building $27,200 |
| 2023 | $10,653.00 (+10.3%) | $43,470 (+15%) | $2,506,100 (+297.79%) Land $1,050,000 Building $1,456,100 |
| 2022 | $9,658.00 | $37,800 | $630,000 Land $480,000 Building $150,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 11 Laurel Spring Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 538 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 538 in force |
| Nearby Flood Claims | 31 (1991–2019) |
| Claims Outside the SFHA | 1 of 31 |
| Most Recent Claim | Jun 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Laurel Spring Rd is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 67% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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