11 Lakeside Dr, Palm Coast, FL 32137 Property Records

Flagler County property record for 11 Lakeside Dr, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,859 sqft · built 2006
Lot Size	0.178 acres (7,797 sqft)
Owner	Individual Name on Record
Last Sale	$730,000 (May 2023)
Tax Bill	$11,243 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-11-31-2971-00000-0040`

Property Details

APN / Parcel Number

Primary APN	`15-11-31-2971-00000-0040`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,859 sqft Heated Area
Gross Area	3,853 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	7,797 sqft (0.178 acres)
Pool Type	Pool with Hot Tub/Spa
Pool Area	333 sqft
Deck Area	727 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	11 LAKESIDE DR
City	PALM COAST
State	FL
Zip	32137-1627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAND HAVEN NORTH PHASE II MB 34 PG 31 LOT 4 OR 1163/1403 OR 1678/871 OR 2020/935 OR 2054/1531
Legal Range	31E
Legal Township	11S
Legal Section	15
Legal Subdivision	GRAND HAVEN NORTH
Legal Phase	2
Legal Lot Number	4
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	4
Census Block	4004
Census Tract	60301

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8 DOGWOOD HILL RD, WAPPINGERS FALLS, NY 12590-2202
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2023 · Amount on Record
Deed Sale	May 4, 2023 · Amount on Record
Prior Sale	Mar 25, 2015 · Amount on Record
Deed Document Number	2023019054
Deed Book / Page	2777 / 1434
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 4, 2023
Property Address	11 LAKESIDE DR, PALM COAST, FL 32137-1627
Document Number	0027771434
Book / Page	2777 / 1434
Map Reference	MB 34 PG 30
Instrument Date	Mar 30, 2023
Instrument	2023019054
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	SELECT TITLE SERVICES INC, SELECT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 LAKESIDE DR, PALM COAST, FL 32137-1627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 DOGWOOD HILL RD, WAPPINGERS FALLS, NY 12590-2202

Mortgage

Document Number	0027771436
Date	May 4, 2023
Instrument	2777/1436

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.2%
Index	Other
Margin	3
Max Rate	11.2%

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,243.00 (-7.62%)	$618,658 (+8.97%) Land $135,500 Building $483,158	$618,658 (+8.97%) Land $135,500 Building $483,158
2023	$12,171.00 (+6.35%)	$567,753 (+2.45%) Land $125,000 Building $442,753	$567,753 (+2.45%) Land $125,000 Building $442,753
2022	$11,444.00	$554,155 Land $130,000 Building $424,155	$554,155 Land $130,000 Building $424,155

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 133 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000