11 Kilby Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 11 Kilby Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 896 sqft · built 1993
Lot Size	0.819 acres (35,719 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (Feb 2020)
Tax Bill	$984 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Mar 2018 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`456600649881000`

Property Details

APN / Parcel Number

Primary APN	`456600649881000`
Alternative APN	`51527`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	896 sqft Heated Area
Basement Area	504 sqft
Finished Basement	504 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Stucco
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	35,719 sqft (0.819 acres)
Lot Width	372 ft Width
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	232 sqft
Deck Area	582 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	51527
Street Address	11 KILBY RD
City	MURPHY
State	NC
Zip	28906-5588
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR VITUCCI 958/146 1616/915
Jurisdiction	CHEROKEE NC
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1131
Census Tract	930300

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	51 AUBREY CIR, SUMTER, SC 29153-9401
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2018	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 12, 2018	Deed of Trust, Mortgage · Reverse Mortgage NOT AVAILABLE
Feb 27, 2020	Warranty Deed, Transfer
Jun 28, 2019	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2020 · Amount on Record
Deed Sale	Feb 27, 2020 · Amount on Record
Prior Sale	Jun 28, 2019 · Amount on Record
Deed Document Number	968
Deed Book / Page	1637 / 440
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	11 KILBY RD, MURPHY, NC 28906
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE INSU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01582/0525
Date	Mar 12, 2018
Book Page	01582/0525
Instrument	01151

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.21%
Type Change Date	Apr 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	11 KILBY RD, MURPHY, NC 28906
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01582/0507
Date	Mar 12, 2018
Book Page	01582/0507
Instrument	01150

Lender

Name	NOT AVAILABLE
Address	FLINT, MI 48501

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.21%
Type Change Date	Apr 1, 2019
Change Frequency	Annually
Index	1-Year LIBOR

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 27, 2020
Property Address	11 KILBY RD, MURPHY, NC 28906
Document Number	1637/440
Book / Page	1637 / 440
Instrument Date	Feb 20, 2020
Instrument	968
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$276.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11515 54TH AVE N, 11515, SEMINOLE, FL 33772-7116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 AUBREY CIR, SUMTER, SC 29153-9401

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 28, 2019
Property Address	11 KILBY RD, MURPHY, NC 28906
Document Number	01616/0915
Book / Page	01616 / 0915
Instrument Date	Jun 18, 2019
Instrument	02854
Transaction Type	Foreclosure
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$106.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 SEMINOLE LN, MURPHY, NC 28906-9541

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$984.00	$136,400 (+2.14%)	$136,400 (+2.14%) Land $6,810 Building $129,590
2023		$133,540	$133,540 Land $6,810 Building $126,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 94% of North Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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