11 Joseph Dr, Lincroft, NJ 07738 Property Records

Monmouth County and Middletown Township property record for 11 Joseph Dr, Lincroft, NJ 07738

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,247 sqft · built 1988
Lot Size	0.222 acres (9,680 sqft)
Owner	2 Individual Names on File
Last Sale	$257,000 (Nov 1996)
Tax Bill	$15,080 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`32-01082-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`32-01082-0000-00019`
Alternative APNs	`32002990200002` `320108200019`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,247 sqft Living Area
1st Floor Area	2,207 sqft
Upper Floors Area	1,040 sqft
Basement Area	1,263 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	9,680 sqft (0.222 acres)
Lot Dimensions	110 ft deep x 88 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft
Shed	1 Shed
Shed Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	32002990200002
Street Address	11 JOSEPH DR
City	LINCROFT
State	NJ
Zip	07738-1354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-22
Legal Subdivision	LINCROFT FARMS
Legal Block	1082
Legal Lot Number	19
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3011
Census Tract	801500

Owner

11 Joseph Dr is owned and occupied by two individuals who bought it in November 1996.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 JOSEPH DR, LINCROFT, NJ 07738-1354
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 1996 · Amount on File
Deed Sale	Nov 21, 1996 · Amount on File
Deed Book / Page	5550 / 223
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	11 JOSEPH DR, LINCROFT, NJ 07738-1354
Transaction Type	Mortgage
Record Updated	May 3, 2021
Title Company	WESTLAND TITLE COMPANY, WESTCOR LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 JOSEPH DR, LINCROFT, NJ 07738-1354

Mortgage

Document Number	0094989326
Date	Apr 7, 2021
Book Page	9498/9326
Instrument	2021055858

Lender

Name	AMBOY BANK
Type	Bank
Address	OLD BRIDGE, NJ 08857

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 11 Joseph Dr was $15,080, up 7.4% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$999,200 (+6.95%) Land $520,800 Building $478,400	$999,200 (+6.95%) Land $520,800 Building $478,400
2025	$15,080.00 (+7.4%)	$934,300 Land $460,200 Building $474,100	$934,300 Land $460,200 Building $474,100
2024	$14,041.00
2023		$785,300 Land $324,900 Building $460,400	$785,300 Land $324,900 Building $460,400
2022	$14,308.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Joseph Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Joseph Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20