11 John St, Needham, MA 02494 Property Records

Norfolk County and Needham Town property record for 11 John St, Needham, MA 02494

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 864 sqft · built 1948
Lot Size0.238 acres (10,367 sqft)
Owner2 Company Names on Record
Last Sale$600,000 (Jan 2017)
Tax Bill$11,028 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Sep 2022 Transfer
+ 6 more
Flood ZoneZone X (minimal risk)
APNM:0920005400000

Property Details

APN / Parcel Number

Primary APNM:0920005400000
Alternative APN
  • NEED M:092.0 B:0054 L:0000.0

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area864 sqft Living Area
Gross Area1,680 sqft
1st Floor Area864 sqft
Basement Area816 sqft
Unfinished Basement816 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1999
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,367 sqft (0.238 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address11 JOHN ST
CityNEEDHAM HEIGHTS
StateMA
Zip02494-1726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRB
Legal Block54
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group2
Census Block2005
Census Tract403502

Owner

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address11 JOHN ST, NEEDHAM HEIGHTS, MA 02494-1726
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2021Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Sep 29, 2022Quit Claim Deed, Transfer
Quitclaim
May 16, 2018Deed of Trust, Mortgage · Closed-End Mortgage
SANTANDER BANK NA
Mar 9, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC
Nov 4, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC
Aug 9, 2019Deed of Trust, Mortgage
GUARANTEED RATE
May 17, 2017Deed of Trust, Mortgage · Conventional with PMI
GUARANTEED RATE
Jan 12, 2017Quit Claim Deed, Transfer · Conventional with PMI
CITIZENS BK/RI

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 12, 2017 · Amount on Record
Deed SaleJan 12, 2017 · Amount on Record
Prior SaleDec 30, 1994 · Amount on Record
Deed Book / Page34841 / 11
Transfer Doc0034841-11
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address11 JOHN ST, NEEDHAM, MA 02494-1726
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039756-403
DateAug 20, 2021
Book Page39756/403
Instrument108379
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueSep 1, 2046
Interest
Rate TypeAdjustable Rate

September 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEEDHAM MA
Recording DateSep 29, 2022
Property Address11 JOHN ST, NEEDHAM, MA 02494-1726
Document Number040841-447
Book / Page40841 / 447
Instrument DateAug 18, 2022
Instrument85515
Transaction TypeTransfer
Record UpdatedOct 14, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 JOHN ST, NEEDHAM, MA 02494-1726

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address11 JOHN ST, NEEDHAM, MA 02494-1726
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035985-63
DateMay 16, 2018
Book Page35985/63
Instrument38590
Lender
NameSANTANDER BANK NA
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2048

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address11 JOHN ST, NEEDHAM, MA 02494-1726
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number037659-426
DateMar 9, 2020
Book Page37659/426
Instrument21309
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address11 JOHN ST, NEEDHAM, MA 02494-1726
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038570-89
DateNov 4, 2020
Book Page38570/89
Instrument122015
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueDec 1, 2035

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address11 JOHN ST, NEEDHAM, MA 02494-1726
Document Number37058-536
Instrument DateAug 9, 2019
Transaction TypeMortgage
Record UpdatedSep 4, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11 JOHN ST NEEDHAM MA 024941726, NEEDHAM, MA 02494-1726

Mortgage

Document Number37058-536
DateAug 14, 2019
Book Page037058/000536
Instrument70500
Lender
NameGUARANTEED RATE
Agreement
AmountAmount Recorded
Term360 Months
DueAug 13, 2049

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address11 JOHN ST, NEEDHAM, MA 02494-1726
Document Number35127-243
Book / Page035127 / 000243
Instrument DateMay 17, 2017
Transaction TypeMortgage
Record UpdatedJun 13, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35127-243
DateMay 22, 2017
Book Page035127/000243
Instrument43822
Lender
NameGUARANTEED RATE
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueMay 21, 2032

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEEDHAM MA
Recording DateJan 12, 2017
Property Address11 JOHN ST, NEEDHAM, MA 02494-1726
Document Number34841-11
Book / Page034841 / 000011
Instrument DateJan 11, 2017
Instrument3503
Transaction TypeTransfer
Record UpdatedFeb 2, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11 JOHN ST NEEDHAM MA 024941726, NEEDHAM, MA 02494-1726

Mortgage

Document Number34841-13,
DateJan 12, 2017
Book Page034841/000013
Instrument3504
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 11, 2047

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,028.00 (+17.71%)$1,040,400 (+44.8%) Land $745,700 Building $294,700$1,070,745 (+2.8%)
2024$1,041,580
2023$9,369.00$718,500 Land $481,200 Building $237,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEEDHAM WATER DEPT
serves 31,664 people · EPA ID MA3199000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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