Westchester County and Harrison Town property record for 11 James Rd, Harrison, NY 10528
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,123 sqft · built 1959 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,417,500 (Jul 2019) |
| Tax Bill | $36,975 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Jul 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 552801 0491.-29 |
| Primary APN | 552801 0491.-29 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,123 sqft Living Area |
| 1st Floor Area | 2,976 sqft |
| 2nd Floor Area | 1,147 sqft |
| Upper Floors Area | 391 sqft |
| Attic | Attic |
| Attic Area | 486 sqft |
| Basement Area | 240 sqft |
| Finished Basement | 240 sqft |
| Unfinished Basement | 240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 612 sqft |
| Patio Area | 53 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 000030220 |
|---|---|
| Street Address | 11 JAMES RD |
| City | HARRISON |
| State | NY |
| Zip | 10528-1201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Subdivision | SUPPLEMENTARY MAP STERLING ACRES |
| Legal Lot Number | 29 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | HARRISON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 8500 |
Source: Westchester County and Harrison Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 JAMES RD, HARRISON, NY 10528-1201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage USALLIANCE FCU |
| Jul 10, 2019 | Deed of Trust, Mortgage · Line of Credit USAA FSB |
| Jul 10, 2019 | Bargain and Sale Deed, Transfer · Conventional Mortgage USALLIANCE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2019 · Amount on Record |
| Deed Sale | Jul 10, 2019 · Amount on Record |
| Prior Sale | Jul 12, 2006 · Amount on Record |
| Deed Document Number | 2019591583386 |
| Prior Transfer Date | Mar 4, 2014 |
| Prior Transfer Doc | 0540303592 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 11 JAMES RD, HARRISON, NY 10528-1201 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Title Company | OMINI TITLE AGENCY, OMNI TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 11 JAMES RD, HARRISON, NY 10528-1201 |
| Document Number | 0620453899 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 620453899 |
| Name | USALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | CHELMSFORD, MA 01824 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2031 |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Margin | 1 |
| Max Rate | 7.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 11 JAMES RD, HARRISON, NY 10528-1201 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CEO TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0591763551 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 591763551 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | CHELMSFORD, MA 01824 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 25, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jul 10, 2019 |
| Property Address | 11 JAMES RD, HARRISON, NY 10528-1201 |
| Document Number | 0591583386 |
| Map Reference | MAP 10671 |
| Instrument Date | Jun 11, 2019 |
| Instrument | 591583386 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | CEO TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,670.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 181 FREMONT ST, 181, HARRISON, NY 10528-4227 |
| Name | Verified Name |
|---|---|
| Address | 735 BLEEKER AVE, MAMARONECK, NY 10543-4516 |
| Document Number | 0591763546 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 591763546 |
| Name | USALLIANCE FCU |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.37% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Harrison Town |
| Municipality | Harrison Village |
| Unified School District | Harrison Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,975.00 (-61%) | ||
| 2025 | $94,809.00 | $22,000 (-) Land $4,000 Building $18,000 | $1,896,552 (-2.59%) Land $344,828 Building $1,551,724 |
| 2024 | $22,000 (+2.33%) Land $3,000 Building $19,000 | $1,946,903 (+5.95%) Land $265,487 Building $1,681,416 | |
| 2023 | $21,500 Land $3,000 Building $18,500 | $1,837,607 Land $256,410 Building $1,581,197 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 71 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 71 in force |
| Nearby Flood Claims | 195 (1978–2024) |
| Claims Outside the SFHA | 67 of 195 |
| Most Recent Claim | Mar 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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