Stafford County property record for 11 Jade Dr, Fredericksburg, VA 22406
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,684 sqft · built 2000 |
| Lot Size | 0.223 acres (9,713 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Jun 2016) |
| Tax Bill | $3,958 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Apr 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 44R-3A-228 |
| Primary APN | 44R-3A-228 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,684 sqft Living Area |
| Gross Area | 3,832 sqft |
| Basement Area | 1,160 sqft |
| Finished Basement | 492 sqft |
| Unfinished Basement | 668 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,713 sqft (0.223 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 168 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 27163 |
|---|---|
| Street Address | 11 JADE DR |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22406-7224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 228 SEC 3A 9713 SQFT STAFFORD LAKES VILLAGE (CLUSTER SUB) |
| Legal Subdivision | STAFFORD LAKES VILLAGE SEC 3A |
| Legal Block | 1 |
| Legal Lot Number | 228 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | HARTWOOD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10307 |
11 Jade Dr is owned and occupied by two individuals who bought it in June 2016.
Source: Stafford County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 JADE DR, FREDERICKSBURG, VA 22406-7224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Apr 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2016 · Amount on File |
| Deed Sale | Jun 7, 2016 · Amount on File |
| Prior Sale | Oct 7, 2008 · Amount on File |
| Deed Document Number | 20169568 |
| Prior Transfer Date | Sep 22, 2008 |
| Prior Transfer Doc | 8000017592 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Oct 2, 2026 |
| Property Address | 11 JADE DR, FREDERICKSBURG, VA 22406-7224 |
| Document Number | 0000014561 |
| Instrument Date | Sep 24, 2026 |
| Instrument | 202614561 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 11 JADE DR, FREDERICKSBURG, VA 22406-7224 |
| Document Number | 0000014561, |
|---|---|
| Date | Oct 2, 2026 |
| Instrument | 202614561 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 11 JADE DR, FREDERICKSBURG, VA 22406-7224 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0220008490 |
|---|---|
| Date | Apr 15, 2022 |
| Instrument | 220008490 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 11 Jade Dr was $3,958, up 1.6% from the year before.
Source: Stafford County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,958.00 (+1.64%) | $429,500 Land $130,000 Building $299,500 | $429,500 Land $130,000 Building $299,500 |
| 2024 | $3,894.00 (+2.96%) | ||
| 2023 | $3,782.00 | $400,300 Land $120,000 Building $280,300 | $400,300 Land $120,000 Building $280,300 |
| 2021 | $3,135.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Jade Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Jade Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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