11 Island Dr, Poland (Youngstown), OH 44514 Property Records

Mahoning County property record for 11 Island Dr, Poland, OH 44514

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,584 sqft · built 1950
Lot Size	0.382 acres (16,683 sqft)
Owner	Individual Name on Record
Last Sale	$86,500 (May 2023)
Tax Bill	$2,666 (2024)
Deeds & Mortgages	Jul 2025 Line of Credit Jun 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36-001-0-116.00-0`

Property Details

APN / Parcel Number

Primary APN	`36-001-0-116.00-0`
Alternative APN	`00039`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,056 sqft
Attic	Attic
Attic Area	528 sqft
Basement Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Lot Area	16,683 sqft (0.382 acres)
Lot Dimensions	278 ft deep x 60 ft wide
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Deck Area	237 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Account Number	00039
Street Address	11 ISLAND DR
City	POLAND
State	OH
Zip	44514-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 620 60 X 280 IRR ISLAND DR
Legal Subdivision	POLAND VILLAGE
Legal Lot Number	620 60
Jurisdiction	MAHONING OH
Township / Civil Division	POLAND
Census Block Group	2
Census Block	2006
Census Tract	811200

Owner

Source: Mahoning County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 ISLAND DR, POLAND, OH 44514-1602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jun 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Jul 8, 2025	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
May 8, 2023	Warranty Deed, Transfer · FHA Mortgage HOWARD HANNA MORTGAGE SERVICES INC
Apr 30, 2009	Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2023 · Amount on Record
Deed Sale	May 8, 2023 · Amount on Record
Prior Sale	Sep 8, 2009 · Amount on Record
Deed Document Number	314190
Deed Book / Page	6571 / 295
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	11 ISLAND DR, POLAND, OH 44514-1602
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 ISLAND DR, POLAND, OH 44514-1602

Mortgage

Document Number	06688/1454
Date	Jul 17, 2025
Book Page	6688/1454
Instrument	202500014740

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	11 ISLAND DR, POLAND, OH 44514-1602
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 ISLAND DR, YOUNGSTOWN, OH 44514-1602

Mortgage

Document Number	06627/2430
Date	Jun 12, 2024
Book Page	6627/2430
Instrument	202400010913

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	11 ISLAND DR, POLAND, OH 44514-1602
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 ISLAND DR, YOUNGSTOWN, OH 44514-1602

Mortgage

Document Number	06686/2217
Date	Jul 8, 2025
Book Page	6686/2217
Instrument	202500013974

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	May 8, 2023
Property Address	11 ISLAND DR, POLAND, OH 44514-1602
Document Number	006571/295
Book / Page	6571 / 295
Map Reference	VOL 27 PG 41
Instrument Date	May 4, 2023
Instrument	202300008499
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$86.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 ISLAND DR, POLAND, OH 44514-1602

Mortgage

Document Number	202300008500
Date	May 8, 2023
Instrument	202300008500

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

April 2009: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MAHONING OH
Recording Date	Apr 30, 2009
Property Address	11 ISLAND DR, POLAND, OH 44514-1602
Document Number	05802/1316
Book / Page	5802 / 1316
Map Reference	MB27 PG41
Instrument Date	Apr 24, 2009
Instrument	200900011450
Transaction Type	Foreclosure
Record Updated	Jun 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$232.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2700 SANDERS RD # 1, 1, PROSPECT HEIGHTS, IL 60070-2701

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Poland Township
Municipality	Poland Village
Unified School District	Poland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,666.00 (+3.49%)	$48,450 (-) Land $8,530 Building $39,920
2023	$2,576.00 (+17.36%)	$48,450 (+33.88%) Land $8,530 Building $39,920	$138,440 (+33.9%) Land $24,380 Building $114,060
2022	$2,195.00	$36,190 Land $6,690 Building $29,500	$103,390 Land $19,110 Building $84,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Armstrong Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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