11 Isabella Ln, Saco, ME 04072 Property Records

York County and Saco City property record for 11 Isabella Ln, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,856 sqft · built 2002
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (Sep 2022)
Tax Bill	$7,437 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`Z0435R`

Property Details

APN / Parcel Number

Primary APN	`Z0435R`
Alternative APN	`SACO M:090 L:001 U:017-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,856 sqft Living Area
Gross Area	4,574 sqft
1st Floor Area	784 sqft
Basement Area	1,072 sqft
Unfinished Basement	392 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Basement
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	Z0435R
Street Address	11 ISABELLA LN
City	SACO
State	ME
Zip	04072-9020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR
Legal Subdivision	BROOKSIDE II DEVELOPMENT SITE
Legal Lot Number	1
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2014
Census Tract	5100

Owner

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 ISABELLA LN, SACO, ME 04072-9020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Line of Credit SACO & BIDDEFORD SAVINGS
Sep 7, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
Jul 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINT MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2022 · Amount on Record
Deed Sale	Sep 7, 2022 · Amount on Record
Prior Sale	Aug 29, 2014 · Amount on Record
Deed Document Number	202238501
Deed Book / Page	19107 / 755
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	11 ISABELLA LN, SACO, ME 04072-9020
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0189900245
Date	Mar 30, 2022
Book Page	18990/245
Instrument	2022014419

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

Interest

Rate Type	Adjustable Rate

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Sep 7, 2022
Property Address	11 ISABELLA LN, SACO, ME 04072-9020
Document Number	0191070755
Book / Page	19107 / 755
Instrument Date	Sep 7, 2022
Instrument	2022038501
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	31 ALLISON AVE, PORTLAND, ME 04103-1658

Mortgage

Document Number	2022038502
Date	Sep 7, 2022
Instrument	2022038502

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	11 ISABELLA LN, SACO, ME 04072-9020
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0183210521
Date	Jul 29, 2020
Book Page	18321/521
Instrument	2020034457

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,437.00 (+11.32%)	$523,700 (+10.14%) Land $164,300 Building $359,400
2024	$6,681.00 (+6.54%)	$475,500 (+38.99%) Land $164,300 Building $311,200	$639,920
2022	$6,271.00	$342,100 Land $125,100 Building $217,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2008–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2010 · Severe Winter Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Fidium Fiber.

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