11 Howes St, #15, Springfield, MA 01118 Property Records

Hampden County and Springfield City property record for 11 Howes St, #15, Springfield, MA 01118

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,520 sqft · built 1929
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$372,500 (Sep 2023)
Tax Bill	$5,432 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:06806 P:0032`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:06806 P:0032`
Alternative APN	`68060032`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,520 sqft Living Area
1st Floor Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	5,001 sqft (0.115 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	68060032
Street Address	11 HOWES ST, 15
City	SPRINGFIELD
State	MA
Zip	01118-2133
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	6
Census Block	6016
Census Tract	802500

Owner

11 Howes St, #15 is owned and occupied by an individual who bought it in September 2023.

Source: Hampden County and Springfield City records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	11 HOWES ST, 15, SPRINGFIELD, MA 01118-2133
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 3, 2020	Quit Claim Deed, Transfer · Conventional Mortgage THE CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2023 · Amount on File
Deed Sale	Sep 12, 2023 · Amount on File
Prior Sale	Sep 3, 2020 · Amount on File
Deed Document Number	202342851
Deed Book / Page	25150 / 234
Record Updated	Oct 29, 2026

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 12, 2023
Property Address	11-15 HOWES ST, SPRINGFIELD, MA 01118
Document Number	025150-234
Book / Page	25150 / 234
Instrument Date	Sep 12, 2023
Instrument	42851
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 NOTTINGHAM DR, E LONGMEADOW, MA 01028-2630

Mortgage

Document Number	0000042852
Date	Sep 12, 2023
Instrument	42852

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 3, 2020
Property Address	11-15 HOWES ST, SPRINGFIELD, MA 01118
Document Number	23403-7
Book / Page	023403 / 000007
Instrument Date	Aug 25, 2020
Instrument	49608
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$930.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 PARKER ST EAST LONGMEADOW MA 010283064, EAST LONGMEADOW, MA 01028-3064

Mortgage

Document Number	23403-9
Date	Sep 3, 2020
Book Page	023403/000009
Instrument	49609

Lender

Name	THE CMNTY BK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 2, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 11 Howes St, #15 was $5,432.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,432.00	$346,400 Land $36,800 Building $309,600
2023	$4,355.00	$255,400 Land $35,100 Building $220,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11 Howes St, #15 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11 Howes St, #15 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: GoNetspeed.

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