11 Hidden Forest Dr, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 11 Hidden Forest Dr, Gaithersburg, MD 20877

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,824 sqft · built 2003
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$749,000 (Jul 2023)
Tax Bill	$8,751 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-03385071`

Property Details

APN / Parcel Number

Primary APN	`09-03385071`
Alternative APN	`03385071`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,824 sqft Living Area
Gross Area	4,304 sqft
1st Floor Area	1,512 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	84 sqft
Deck Area	192 sqft
Gazebo	144 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	03385071
Street Address	11 HIDDEN FOREST DR
City	GAITHERSBURG
State	MD
Zip	20877-3542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPT
Legal Description	HIDDEN CREEK ARTICLES OF CANCELLATION
Legal Subdivision	HIDDEN CREEK
Legal Block	C
Legal Lot Number	30
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1003
Census Tract	700729

Owner

11 Hidden Forest Dr is owned and occupied by two individuals who bought it in July 2023.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 HIDDEN FOREST DR, GAITHERSBURG, MD 20877-3542
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed, Transfer · Conventional Mortgage BANK-FUND STAFF FCU
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 27, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Mar 12, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2023 · Amount on File
Deed Sale	Jul 24, 2023 · Amount on File
Prior Sale	Jan 13, 2004 · Amount on File
Deed Book / Page	67213 / 429
Record Updated	Sep 20, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 24, 2023
Property Address	11 HIDDEN FOREST DR, GAITHERSBURG, MD 20877-3542
Document Number	0672130429
Book / Page	67213 / 429
Map Reference	PL 22320
Instrument Date	Jun 30, 2023
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	CLASSIC SETTLEMENTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,872.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11 HIDDEN FOREST DR, GAITHERSBURG, MD 20877-3542

Mortgage

Document Number	0067213436
Date	Jul 24, 2023
Instrument	67213/436

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jul 1, 2028
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Margin	3
Max Rate	10.7%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11 HIDDEN FOREST DR, GAITHERSBURG, MD 20877-3542
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0625780092
Date	Apr 14, 2021
Book Page	62578/92

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Nov 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11 HIDDEN FOREST DR, GAITHERSBURG, MD 20877-3542
Document Number	0584610125
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 HIDDEN FOREST DR GAITHERSBURG MD 208773542, GAITHERSBURG, MD 20877-3542

Mortgage

Document Number	0584610125
Date	Nov 8, 2019
Book Page	058461/000125

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11 HIDDEN FOREST DR, GAITHERSBURG, MD 20877-3542
Document Number	0558640340
Instrument Date	Mar 12, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 HIDDEN FOREST DR GAITHERSBURG MD 208773542, GAITHERSBURG, MD 20877-3542

Mortgage

Document Number	0558640340
Date	Apr 9, 2018
Book Page	055864/000340

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 11 Hidden Forest Dr was $8,751.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$706,400 (+9.93%) Land $175,000 Building $531,400	$706,400 (-) Land $175,000 Building $531,400
2025	$8,751.00	$642,600	$706,400 Land $175,000 Building $531,400
2023		$515,000 (+2.81%) Land $174,900 Building $340,100	$515,000 (-) Land $174,900 Building $340,100
2022	$5,953.00	$500,933	$515,000 Land $174,900 Building $340,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Hidden Forest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Hidden Forest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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