11 Heritage Ln, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 11 Heritage Ln, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,158 sqft · built 1997
Lot Size	0.474 acres (20,652 sqft)
Owner	2 Company Names on Record
Last Sale	$750,000 (Feb 2010)
Tax Bill	$11,818 (2026)
Deeds & Mortgages	Dec 2023 Sale Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:011-B B:0006 L:0011`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:011-B B:0006 L:0011`
Alternative APNs	`M:011=B B:0006 L:0011` `96034301`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,158 sqft Living Area
Gross Area	5,594 sqft
1st Floor Area	1,383 sqft
Basement Area	1,487 sqft
Unfinished Basement	1,487 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,652 sqft (0.474 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	96034301
Street Address	11 HERITAGE LN
City	SAUGUS
State	MA
Zip	01906-3188
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Subdivision	DEFINITIVE PLAN BERTHOLD FARMS
Legal Block	6
Legal Lot Number	11
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1015
Census Tract	208402

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	11 HERITAGE LN, SAUGUS, MA 01906-3188
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed, Transfer
Jan 15, 2019	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK
May 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE EQUITY PARTNERS LLC
Jul 27, 2020	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2010 · Amount on Record
Deed Sale	Feb 1, 2010 · Amount on Record
Prior Sale	Sep 10, 1996 · Amount on Record
Deed Book / Page	29252 / 53
Last Transfer Date	Dec 5, 2023
Transfer Doc	041925-555
Record Updated	Oct 29, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SAUGUS MA
Recording Date	Dec 27, 2023
Property Address	11 HERITAGE LN, SAUGUS, MA 01906-3188
Document Number	041925-555
Book / Page	41925 / 555
Instrument Date	Dec 5, 2023
Instrument	20231227001070
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 HERITAGE LN, SAUGUS, MA 01906-3188

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	11 HERITAGE LN, SAUGUS, MA 01906-3188
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37276-363
Date	Jan 15, 2019
Book Page	37276/363
Instrument	20190115004250

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	11 HERITAGE LN, SAUGUS, MA 01906-3188
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38512-194
Date	May 13, 2020
Book Page	38512/194
Instrument	20200513001940

Lender

Name	MORTGAGE EQUITY PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	11 HERITAGE LN, SAUGUS, MA 01906-3188
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38750-507
Date	Jul 27, 2020
Book Page	38750/507
Instrument	20200727000950

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2045

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,818.00 (+3.79%)	$1,134,200 (+6.39%) Land $500,300 Building $633,900	$1,195,461 (+7.45%)
2025	$11,386.00 (+2.75%)	$1,066,100 (+2.46%) Land $455,300 Building $610,800	$1,112,545
2024	$11,081.00 (+6.74%)	$1,040,500 (+12.86%) Land $440,200 Building $600,300
2023	$10,381.00	$921,900 Land $355,200 Building $566,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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