11 Heritage Ln, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 11 Heritage Ln, Rye, NY 10580

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,840 sqft · built 1969
Lot Size0.52 acres (22,651 sqft)
Owner2 Individual Names on Record
Last Sale$2,150,000 (Jul 2020)
Tax Bill$38,982 (2026)
Deeds & MortgagesJul 2020 Sale & Mortgage
Sep 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN551400 146-16-1-50

Property Details

APN / Parcel Number

Primary APN551400 146-16-1-50
Alternative APN
  • 140014601600010500000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area3,840 sqft Living Area
1st Floor Area1,920 sqft
2nd Floor Area1,920 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleColonial
Exterior MaterialWood
Foundation TypeRaised
Lot Area22,651 sqft (0.52 acres)
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address11 HERITAGE LN
CityRYE
StateNY
Zip10580-3713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal SubdivisionMAP OF COLONIEL CREST
Legal Block1
Legal Lot Number50.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group1
Census Block1008
Census Tract7600

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11 HERITAGE LN, RYE, NY 10580-3713
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2020Bargain and Sale Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Sep 4, 2019Deed of Trust, Mortgage · Line of Credit
PNC BK
Jul 18, 2017Bargain and Sale Deed, Transfer
FUTURE TITLE AGENCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2020 · Amount on Record
Deed SaleJul 27, 2020 · Amount on Record
Prior SaleJul 18, 2017 · Amount on Record
Deed Document Number2020601843726
Record UpdatedOct 29, 2026

July 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateJul 27, 2020
Property Address11 HERITAGE LN, RYE, NY 10580-3713
Document Number0601843726
Map ReferenceMAP 12872
Instrument DateJul 8, 2020
Instrument601843726
Transaction TypeTransfer
Record UpdatedMay 6, 2022
Title CompanyCATIC TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,600.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address212 TRANQUIL AVE, 212, CHARLOTTE, NC 28209-2114

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 REUNION RD, WHITE PLAINS, NY 10603-1523

Mortgage

Document Number0602063408
DateJul 27, 2020
Instrument602063408
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050
Interest
Rate TypeAdjustable Rate
Rate2.5%
AdjustableAdjustable Rate Rider
Type Change DateAug 1, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change4.5%
Index1-Year LIBOR
Max Rate7.5%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address11 HERITAGE LN, RYE, NY 10580-3713
Document Number0592843054
Instrument DateSep 4, 2019
Transaction TypeMortgage
Record UpdatedNov 4, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 HERITAGE LN RYE NY 105803713, RYE, NY 10580-3713

Mortgage

Document Number0592843054
DateOct 22, 2019
Book Page059284/003054
Lender
NamePNC BK
TypeBank
AddressNEW YORK, NY 10173
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2017: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateJul 18, 2017
Property Address11 HERITAGE LN, RYE, NY 10580-3713
Document Number0571873624
Map ReferenceMAP 12872
Instrument DateJul 10, 2017
Instrument571873624
Transaction TypeTransfer
Record UpdatedMay 6, 2022
Title CompanyFUTURE TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$7,480.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11 HERITAGE LN, 11, RYE, NY 10580-3713

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 FRAYDUN PL, RYE, NY 10580-2514

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$38,982.00 (+34.28%)
2025$29,031.00$30,750 (-) Land $7,000 Building $23,750$2,605,932 (+6.78%) Land $593,220 Building $2,012,712
2024$30,750 (-) Land $7,000 Building $23,750$2,440,477 (+2.38%) Land $555,556 Building $1,884,921
2023$30,750 Land $7,000 Building $23,750$2,383,721 Land $542,636 Building $1,841,085

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Nearby Flood Policies62 in force
Nearby Flood Claims88 (1978–2023)
Claims Outside the SFHA44 of 88
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 8 claims
  • Hurricane Sandy, Oct 2012 · 19 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-2
private · serves 57,301 people · EPA ID NY5903456
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880

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