11 Hatchechubee Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 11 Hatchechubee Rd, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,673 sqft · built 2021
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$239,774 (Oct 2021)
Tax Bill	$2,245 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 10 107`

Property Details

APN / Parcel Number

Primary APN	`18A 10 107`
Alternative APN	`5271`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,673 sqft Living Area
Gross Area	2,795 sqft
1st Floor Area	1,536 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Terrain	Rolling
Porch	Slab
Deck Area	110 sqft
Balcony Area	7 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5271
Street Address	11 HATCHECHUBEE RD
City	PALMYRA
State	VA
Zip	22963-3131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 210005134 CHEROKEE-10 LOT 107 15,000 SF
Legal Subdivision	CHEROKEE LAKE MONTICELLO
Legal Block	10
Legal Lot Number	107
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	1
Census Block	1010
Census Tract	20104

Owner

Source: Fluvanna County assessment roll, APN 18A 10 107, as of June 25, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11 HATCHECHUBEE RD, PALMYRA, VA 22963-3131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 12, 2021 · Amount on Record
Deed Sale	Oct 12, 2021 · Amount on Record
Prior Sale	Dec 09, 2020 · Amount on Record
Deed Document Number	20215134
Prior Transfer Date	Jan 05, 2005
Prior Transfer Doc	000616/550
Record Updated	Sep 20, 2026

October 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Oct 12, 2021
Property Address	11 HATCHECHUBEE RD, PALMYRA, VA 22963-3131
Document Number	0210005134
Map Reference	DB 103 PG 335
Instrument Date	Sep 16, 2021
Instrument	210005134
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 HATCHECHUBEE RD, PALMYRA, VA 22963-3131

Mortgage

Document Number	0210005135
Date	Oct 12, 2021
Instrument	210005135

Lender

Name	TOWNE FIRST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County assessment roll as of June 25, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$297,400 (-) Land $30,000 Building $267,400	$297,400 (-) Land $30,000 Building $267,400
2025	$2,245.00 (+0.67%)	$297,400 (+26.39%) Land $30,000 Building $267,400	$297,400 (+26.39%) Land $30,000 Building $267,400
2024	$2,230.00 (+12.34%)
2023		$235,300 Land $30,000 Building $205,300	$235,300 Land $30,000 Building $205,300
2022	$1,985.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), as of March 25, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510650201041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 103 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Central Virginia Electric Cooperative Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system VA2065480, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LAKE MONTICELLO private · serves 12,943 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.