Chesapeake City property record for 11 Hardwick Cir, Chesapeake, VA 23320
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,428 sqft · built 1979 |
| Lot Size | 0.121 acres (5,271 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $187,000 (Apr 2021) |
| Tax Bill | $2,625 (2025) |
| Deeds & Mortgages | Jun 2006 Mortgage Apr 2007 Mortgage + 1 more |
| APN | 0209007000210 |
| Primary APN | 0209007000210 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,428 sqft Living Area |
| 1st Floor Area | 714 sqft |
| Upper Floors Area | 714 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Townhouse |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,271 sqft (0.121 acres) |
| Lot Dimensions | 119 ft deep x 16 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 264 sqft |
| Patio Area | 187 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 11 HARDWICK CIR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-2427 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RTH1: RESI |
| Legal Description | H-9 RESB IPSWICH TWNVL COL PK SEC 4 PH II PT 2 |
| Legal Subdivision | IPSWICH |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 20809 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11 HARDWICK CIR, CHESAPEAKE, VA 23320-2427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2006 | Deed of Trust, Mortgage BENEFICIAL MORTGAGE CO OF |
| Apr 24, 2007 | Deed of Trust, Mortgage · FHA Mortgage SUNTRUST MORTGAGE INC |
| Apr 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage OVM FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2021 · Amount on Record |
| Deed Sale | Apr 1, 2021 · Amount on Record |
| Prior Sale | Feb 18, 2004 · Amount on Record |
| Deed Document Number | 202115093 |
| Deed Book / Page | 10343 / 1550 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 11 HARDWICK CIR, CHESAPEAKE, VA 23320-2427 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006585/594 |
|---|---|
| Date | Jun 15, 2006 |
| Book Page | 6585/594 |
| Name | BENEFICIAL MORTGAGE CO OF |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 239 Months |
| Due | May 25, 2026 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 11 HARDWICK CIR, CHESAPEAKE, VA 23320-2427 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007046/174 |
|---|---|
| Date | Apr 24, 2007 |
| Book Page | 7046/174 |
| Name | SUNTRUST MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 1, 2021 |
| Property Address | 11 HARDWICK CIR, CHESAPEAKE, VA 23320-2427 |
| Document Number | 10343/1550 |
| Book / Page | 10343 / 1550 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 210015093 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | TRUE NORTH TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 HARDWICK CIR, CHESAPEAKE, VA 23320-2427 |
| Document Number | 210015094 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 210015094 |
| Name | OVM FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $283,700 (+9.16%) Land $110,000 Building $173,700 | $283,700 (+9.16%) Land $110,000 Building $173,700 | |
| 2025 | $2,625.00 (+60.45%) | $259,900 (+13.44%) Land $100,000 Building $159,900 | $259,900 (+13.44%) Land $100,000 Building $159,900 |
| 2023 | $229,100 (+13.25%) Land $70,000 Building $159,100 | $229,100 (+13.25%) Land $70,000 Building $159,100 | |
| 2022 | $202,300 Land $60,000 Building $142,300 | $202,300 Land $60,000 Building $142,300 | |
| 2019 | $1,636.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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