11 Gregory Rd, Chelmsford, MA 01824 Property Records

Middlesex County and Chelmsford Town property record for 11 Gregory Rd, Chelmsford, MA 01824

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,620 sqft · built 1956
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (May 2021)
Tax Bill	$8,807 (2026)
Deeds & Mortgages	May 2021 Sale Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CHEL M:0039 B:0158 L:2`

Property Details

APN / Parcel Number

Primary APN	`CHEL M:0039 B:0158 L:2`
Alternative APN	`4057`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,620 sqft Living Area
Gross Area	2,768 sqft
1st Floor Area	1,008 sqft
Basement Area	408 sqft
Unfinished Basement	408 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4057
Street Address	11 GREGORY RD
City	CHELMSFORD
State	MA
Zip	01824-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	158
Legal Lot Number	2
Jurisdiction	CHELMSFORD MA
Township / Civil Division	CHELMSFORD
Census Block Group	2
Census Block	2034
Census Tract	317203

Owner

11 Gregory Rd is owned and occupied by two individuals who bought it in May 2021.

Source: Middlesex County and Chelmsford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 GREGORY RD, CHELMSFORD, MA 01824-1621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Quit Claim Deed, Transfer
Aug 31, 2019	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS
Oct 31, 2018	Quit Claim Deed, Transfer · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2021 · Amount on File
Deed Sale	May 19, 2021 · Amount on File
Prior Sale	Oct 31, 2018 · Amount on File
Deed Book / Page	35771 / 171
Prior Transfer Date	May 16, 2021
Prior Transfer Doc	35771-171
Record Updated	Oct 29, 2026

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHELMSFORD MA
Recording Date	May 19, 2021
Property Address	11 GREGORY RD, CHELMSFORD, MA 01824-1621
Document Number	35771-171
Book / Page	35771 / 171
Instrument Date	May 16, 2021
Instrument	29814
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11 GREGORY RD, CHELMSFORD, MA 01824-1621

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELMSFORD MA
Property Address	11 GREGORY RD, CHELMSFORD, MA 01824-1621
Document Number	33332-33
Instrument Date	Aug 31, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 GREGORY RD CHELMSFORD MA 018241621, CHELMSFORD, MA 01824-1621

Mortgage

Document Number	33332-33
Date	Sep 10, 2019
Book Page	033332/000033
Instrument	38527

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHELMSFORD MA
Recording Date	Oct 31, 2018
Property Address	11 GREGORY RD, CHELMSFORD, MA 01824-1621
Document Number	32529-23
Book / Page	032529 / 000023
Instrument Date	Oct 24, 2018
Instrument	47784
Transaction Type	Transfer
Record Updated	Nov 22, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,824.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 GREGORY RD CHELMSFORD MA 018241621, CHELMSFORD, MA 01824-1621

Mortgage

Document Number	32529-26
Date	Oct 31, 2018
Book Page	032529/000026
Instrument	47785

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 11 Gregory Rd was $8,807, up 17.7% from the year before.

Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Chelmsford Town
Unified School District	Chelmsford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,807.00 (+17.71%)	$663,700 (+23.3%) Land $334,400 Building $329,300	$600,305 (-)
2025	$7,482.00 (+1.52%)	$538,300 (-0.52%) Land $304,500 Building $233,800	$600,305 (+2.97%)
2024	$7,370.00 (+1.54%)	$541,100 (+7.13%) Land $304,500 Building $236,600	$583,015
2023	$7,258.00	$505,100 Land $327,400 Building $177,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Gregory Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–1984)
Most Recent Claim	Mar 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11 Gregory Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHELMSFORD WATER DISTRICT serves 28,750 people · EPA ID MA3056000
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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