Middlesex County and Cambridge City property record for 11 Gray Gardens E, Cambridge, MA 02138
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,310 sqft · built 1923 |
| Lot Size | 0.193 acres (8,425 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,900,000 (Nov 2015) |
| Tax Bill | $28,406 (2025) |
| Deeds & Mortgages | Nov 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 207-40 |
| Primary APN | 207-40 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,310 sqft Living Area |
| Gross Area | 5,304 sqft |
| 1st Floor Area | 1,706 sqft |
| Basement Area | 894 sqft |
| Unfinished Basement | 894 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Central Vacuum | Central Vacuum |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,425 sqft (0.193 acres) |
| Garage Type | Covered |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 11 GRAY GDNS E |
|---|---|
| City | CAMBRIDGE |
| State | MA |
| Zip | 02138-1401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-2 |
| Legal Lot Number | 40 |
| Jurisdiction | CAMBRIDGE MA |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 354500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Gray Gardens East and West Historic District listed 1986 · 26 contributing resources · NRIS 86001283 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Middlesex County and Cambridge City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 GRAY GDNS E, CAMBRIDGE, MA 02138-1401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2015 · Amount on Record |
| Deed Sale | Nov 19, 2015 · Amount on Record |
| Deed Document Number | 20151715895 |
| Deed Book / Page | 1193 / 118 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIDGE MA |
| Property Address | 11 GRAY GDNS E, CAMBRIDGE, MA 02138-1401 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001968041 |
|---|---|
| Date | Nov 27, 2024 |
| Instrument | 1968041 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Type Change Date | Dec 1, 2031 |
Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Cambridge City |
| Unified School District | Cambridge School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,406.00 (+7.63%) | $4,473,400 (+0.34%) Land $2,080,500 Building $2,392,900 | $5,213,505 (+0.29%) |
| 2024 | $26,393.00 (+7.52%) | $4,458,300 (+6.43%) Land $2,168,300 Building $2,290,000 | $5,198,305 |
| 2023 | $24,548.00 | $4,189,000 Land $2,209,600 Building $1,979,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 853 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Starry.
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