11 Golden Ave, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 11 Golden Ave, Biddeford, ME 04005

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,576 sqft · built 1945
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Sep 2013)
Tax Bill	$10,651 (2025)
Deeds & Mortgages	Oct 2019 Refinance Mar 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:54 L:27`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:54 L:27`
Alternative APN	`540270000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,576 sqft Living Area
Gross Area	2,790 sqft
1st Floor Area	848 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cottage
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	540270000
Street Address	11 GOLDEN AVE
City	BIDDEFORD
State	ME
Zip	04005-9545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Lot Number	27
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	2
Census Block	2014
Census Tract	25400

Owner

11 Golden Ave is owned by two individuals who bought it in September 2013.

Source: York County and Biddeford City records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 RICHARDS WAY, SACO, ME 04072-2179
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORCOM MORTGAGE
Mar 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORCOM MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2013 · Amount on File
Deed Sale	Sep 3, 2013 · Amount on File
Deed Document Number	201344104
Deed Book / Page	16686 / 0244
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	11 GOLDEN AVE, BIDDEFORD, ME 04005-9545
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180660381
Date	Oct 8, 2019
Book Page	18066/381
Instrument	2019042880

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	11 GOLDEN AVE, BIDDEFORD, ME 04005-9545
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185920426
Date	Mar 16, 2021
Book Page	18592/426
Instrument	2021015054

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	337 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 11 Golden Ave was $10,651, up 5.3% from the year before.

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,651.00 (+5.33%)	$712,900 (+0.25%) Land $617,400 Building $95,500
2024	$10,112.00 (+8.71%)	$711,100 (+0.3%) Land $617,400 Building $93,700
2023	$9,302.00 (-4.36%)	$709,000 (+19.62%) Land $615,300 Building $93,700	$1,101,050
2022	$9,726.00	$592,700 Land $475,800 Building $116,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Golden Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 88 policies
Nearby Flood Policies	88 in force
Nearby Flood Claims	46 (1978–2024)
Claims Outside the SFHA	26 of 46
Most Recent Claim	Mar 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Jan 2024 · 17 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 8 claims Coastal Storm, Oct 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Golden Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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