Bergen County and Waldwick Borough property record for 11 Gerard Dr, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,704 sqft · built 1950 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $397,000 (Jun 2013) |
| Tax Bill | $14,298 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00162-08-00004 |
| Primary APN | 64-00162-08-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,704 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Old Parcel Number | 6400162H00004 |
|---|---|
| Street Address | 11 GERARD DR |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75X100 3LT |
| Legal Subdivision | WALDWICK HEIGHTS |
| Legal Block | 162 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 56200 |
Source: Bergen County and Waldwick Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 GERARD DR, WALDWICK, NJ 07463-1213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 4, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage JFQ LENDING INC |
| Dec 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CLASSIC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2013 · Amount on Record |
| Deed Sale | Jun 7, 2013 · Amount on Record |
| Deed Document Number | 201363287 |
| Deed Book / Page | 1417 / 1189 |
| Last Transfer Date | Oct 13, 2021 |
| Transfer Doc | 0045691716 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 4, 2022 |
| Property Address | 11 GERARD DR, WALDWICK, NJ 07463-1213 |
| Document Number | 0045691716 |
| Book / Page | 4569 / 1716 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 2022016072 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11 GERARD DR, WALDWICK, NJ 07463-1213 |
| Document Number | 2022016073 |
|---|---|
| Date | Feb 4, 2022 |
| Instrument | 2022016073 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 11 GERARD DR, WALDWICK, NJ 07463-1213 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SAFE LAND TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0038510937 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 3851/937 |
| Instrument | 20-128896 |
| Name | CLASSIC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MAYWOOD, NJ 07607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 1, 2050 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $623,000 (-) Land $272,000 Building $351,000 | $623,000 (-) Land $272,000 Building $351,000 | |
| 2025 | $14,298.00 (+3.66%) | $623,000 (+69.39%) Land $272,000 Building $351,000 | $623,000 (+69.39%) Land $272,000 Building $351,000 |
| 2024 | $13,793.00 (+31.69%) | ||
| 2023 | $367,800 Land $233,400 Building $134,400 | $367,800 Land $233,400 Building $134,400 | |
| 2022 | $10,474.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1999–2021) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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