Essex County and Andover Town property record for 11 Garfield Ln E, Andover, MA 01810 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,426 sqft · built 1982 |
| Lot Size | 0.467 acres (20,347 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $590,000 (Dec 2016) |
| Tax Bill | $11,204 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Apr 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00181 B:00044 L:00000 |
| Primary APN | ANDO M:00181 B:00044 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,426 sqft Living Area |
| Gross Area | 5,325 sqft |
| Basement Area | 1,240 sqft |
| Unfinished Basement | 1,240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,347 sqft (0.467 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 11 GARFIELD LN E |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-5870 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 44 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 254403 |
Source: Essex County and Andover Town records · APN ANDO M:00181 B:00044 L:00000
Assessment roll updated April 14, 2026 · Last verified July 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 GARFIELD LN E, ANDOVER, MA 01810-5870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 08, 2021 | Deed of Trust, Mortgage · Line of Credit LEADER BANK NA |
| Apr 08, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 23, 2016 · Amount on Record |
| Deed Sale | Dec 23, 2016 · Amount on Record |
| Prior Sale | Aug 06, 1982 · Amount on Record |
| Deed Book / Page | 14931 / 28 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 11 GARFIELD LN E, ANDOVER, MA 01810-5870 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 016968-312 |
|---|---|
| Date | Jun 08, 2021 |
| Book Page | 16968/312 |
| Instrument | 19002 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 11 GARFIELD LN E, ANDOVER, MA 01810-5870 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16256-273 |
|---|---|
| Date | Apr 08, 2020 |
| Book Page | 16256/273 |
| Instrument | 8333 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
Source: Essex County and Andover Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,204.00 (+8.21%) | $897,000 (+11.58%) Land $452,000 Building $445,000 | $924,350 |
| 2024 | $10,354.00 (+6.78%) | $803,900 (+13.24%) Land $379,000 Building $424,900 | |
| 2023 | $9,697.00 | $709,900 Land $324,000 Building $385,900 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092544032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1996, river or lake flooding, Extreme Weather Conditons And Flooding |
| Wildfire Risk | Low above 6% of the US · above 14% of Massachusetts |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 137 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 2,000 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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