11 Francis St, Dover, MA 02030 Property Records

Norfolk County and Dover Town property record for 11 Francis St, Dover, MA 02030

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,462 sqft · built 1993
Lot Size	2.12 acres (92,495 sqft)
Owner	2 Trust Names on File
Last Sale	$1,560,000 (Jun 2018)
Tax Bill	$22,518 (2026)
Deeds & Mortgages	May 2022 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DOVE M:0023 B:00051 L:000M`

Property Details

APN / Parcel Number

Primary APN	`DOVE M:0023 B:00051 L:000M`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,462 sqft Living Area
Gross Area	7,982 sqft
Basement Area	1,888 sqft
Unfinished Basement	1,888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	92,495 sqft (2.12 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11 FRANCIS ST
City	DOVER
State	MA
Zip	02030-1647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	51
Legal Lot Number	M
Jurisdiction	DOVER MA
Township / Civil Division	DOVER
Census Block Group	1
Census Block	1022
Census Tract	405100

Owner

11 Francis St is owner-occupied and held in a trust since June 2018.

Source: Norfolk County and Dover Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	11 FRANCIS ST, DOVER, MA 02030-1647
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed of Trust, Mortgage · ARM ROCKET MORTGAGE
Jan 13, 2020	Deed of Trust, Mortgage · ARM QUICKEN LOANS INC
Jun 25, 2018	Quit Claim Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2018 · Amount on File
Deed Sale	Jun 25, 2018 · Amount on File
Prior Sale	May 29, 1998 · Amount on File
Transfer Doc	0001402946
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER MA
Property Address	11 FRANCIS ST, DOVER, MA 02030-1647
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001503822
Date	May 27, 2022
Instrument	1503822

Lender

Name	ROCKET MORTGAGE

Agreement

Type	ARM
Amount	Amount on Record
Term	349 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.98%
Type Change Date	Sep 1, 2028
Index	Other
Margin	3

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER MA
Property Address	11 FRANCIS ST, DOVER, MA 02030-1647
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001438332
Date	Jan 13, 2020
Instrument	1438332

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Nov 1, 2026

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOVER MA
Recording Date	Jun 25, 2018
Property Address	11 FRANCIS ST, DOVER, MA 02030-1647
Document Number	0000002946
Instrument Date	Jun 21, 2018
Instrument	2946
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,560.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1 FRANCIS ST DOVER MA 02030, DOVER, MA 02030

Mortgage

Document Number	2948
Date	Jun 25, 2018
Instrument	2948

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2048

Interest

Rate	3.78%

Tax Assessment & Valuation

The 2026 property tax bill for 11 Francis St was $22,518, up 3.1% from the year before.

Source: Norfolk County and Dover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Dover Town
Elementary School District	Dover School District (PK - 05)
Secondary School District	Dover-Sherborn School District (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$22,518.00 (+3.09%)	$2,012,300 (+3.83%) Land $752,500 Building $1,259,800	$2,150,612 (+1.13%)
2025	$21,842.00 (+7.55%)	$1,938,100 (+4.6%) Land $752,500 Building $1,185,600	$2,126,480 (-0.96%)
2024	$20,308.00	$1,852,900 Land $741,600 Building $1,111,300	$2,147,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Francis St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Francis St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION WATER COMPANY (DOVER) private · serves 1,929 people · EPA ID MA3078006
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Jun 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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