11 Forest St, Cambridge, MA 02140 Property Records

Middlesex County and Cambridge City property record for 11 Forest St, Cambridge, MA 02140

Property Summary

Property Type	Duplex
Details	5 bd · 3.5 ba · 3,771 sqft · built 1873
Lot Size	0.157 acres (6,846 sqft)
Owner	2 Individual Names on File
Last Sale	$3,405,000 (Apr 2022)
Tax Bill	$20,766 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`153-58`

Property Details

APN / Parcel Number

Primary APN	`153-58`
Alternative APN	`CAMB M:00153 L:00058`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,771 sqft Living Area
Gross Area	5,440 sqft
1st Floor Area	1,398 sqft
Basement Area	1,350 sqft
Unfinished Basement	1,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1873
Effective Year Built	Effective 1873
Architectural Style	Victorian
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Mansard
Roof Material	Slate
Lot Area	6,846 sqft (0.157 acres)
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	11 FOREST ST
City	CAMBRIDGE
State	MA
Zip	02140-1501
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B
Legal Lot Number	58
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	3
Census Block	3003
Census Tract	353600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Homer-Lovell House listed 1983 · 1 contributing resources · NRIS 83004030

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

11 Forest St, a duplex, is owned and occupied by two individuals who bought it in April 2022.

Source: Middlesex County and Cambridge City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11 FOREST ST, CAMBRIDGE, MA 02140-1501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2022 · Amount on File
Deed Sale	Apr 22, 2022 · Amount on File
Prior Sale	Aug 26, 1991 · Amount on File
Deed Book / Page	80018 / 485
Record Updated	Oct 29, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Apr 22, 2022
Property Address	11 FOREST ST, CAMBRIDGE, MA 02140-1501
Document Number	080018-485
Book / Page	80018 / 485
Instrument Date	Apr 22, 2022
Instrument	60619
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11 FOREST ST, CAMBRIDGE, MA 02140-1501

Mortgage

Document Number	0000060620
Date	Apr 22, 2022
Instrument	60620

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	080018-502
Date	Apr 22, 2022
Book Page	80018/502
Instrument	60621

Lender

Name	MASSACHUSETTS INSTITUTE OF TECHNOLOGY

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 11 Forest St was $20,766, up 7.7% from the year before.

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,766.00 (+7.74%)	$3,270,200 (+0.44%) Land $1,379,100 Building $1,891,100	$2,989,075
2024	$19,275.00 (+18.47%)	$3,255,900 (+17.27%) Land $1,435,800 Building $1,820,100
2023	$16,270.00	$2,776,500 Land $1,462,000 Building $1,314,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Forest St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 units insured incl. 9 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11 Forest St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Starry.

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