11 Forest Ridge Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 11 Forest Ridge Rd, Upper Saddle River, NJ 07458

Property Summary

Property TypeSingle Family Home
Details4,184 sqft · built 1984
Lot Size0.86 acres (37,462 sqft)
Owner2 Individual Names on File
Last Sale$1,080,000 (Jun 2011)
Tax Bill$26,514 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN63-00706-0000-00018-03

Property Details

APN / Parcel Number

Primary APN63-00706-0000-00018-03
Alternative APN
  • 63007060000000180003

Interior

Stories2 Stories
Building Area4,184 sqft Living Area

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Lot Area37,462 sqft (0.86 acres)

Location & Zoning

Street Address11 FOREST RIDGE RD
CityUPPER SADDLE RIVER
StateNJ
Zip07458-1845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.860 AC
Legal SubdivisionFOREST RDG
Legal Block706
Legal Lot Number18.03
JurisdictionBERGEN NJ
Township / Civil DivisionUPPER SADDLE RIVER
Census Block Group2
Census Block2010
Census Tract53202

Owner

11 Forest Ridge Rd is owned and occupied by two individuals who bought it in June 2011.

Source: Bergen County and Upper Saddle River Borough records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address11 FOREST RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1845
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2011 · Amount on File
Deed SaleJun 29, 2011 · Amount on File
Prior SaleJun 20, 2008 · Amount on File
Deed Document Number20117750495
Deed Book / Page775 / 495
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address11 FOREST RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1845
Transaction TypeMortgage
Record UpdatedAug 26, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042220112
DateJun 21, 2021
Book Page4222/112
Instrument2021098279
Lender
NameGARDEN STATE HOME LOANS INC
TypeMortgage Company
AddressCHERRY HILL, NJ 08003
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 11 Forest Ridge Rd was $26,514, up 1.7% from the year before.

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityUpper Saddle River Borough
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)
Elementary School DistrictUpper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,023,700 (-) Land $518,000 Building $505,700$1,023,700 (-) Land $518,000 Building $505,700
2025$26,514.00 (+1.73%)$1,023,700 Land $518,000 Building $505,700$1,023,700 Land $518,000 Building $505,700
2024$26,063.00
2023$1,023,700 Land $518,000 Building $505,700$1,023,700 Land $518,000 Building $505,700
2022$25,316.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Forest Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Forest Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Xfinity.

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