Avery County property record for 11 Forest Cliffs Dr, Linville, NC 28646
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,660 sqft · built 1982 |
| Owner | Company Name on Record |
| Last Sale | $800,000 (Dec 2017) |
| Tax Bill | $4,736 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 79776 |
| Primary APN | 79776 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,660 sqft Heated Area |
| Basement Area | 1,016 sqft |
| Unfinished Basement | 1,016 sqft |
| Flooring | Carpet |
| Interior Walls | Custom/Decorative |
| Fireplaces | 6 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Stone |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Garage Type | Mixed |
| Garage Area | 216 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 644 sqft |
| Patio Area | 644 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 79776 |
|---|---|
| Street Address | 11 FOREST CLIFFS DR |
| City | LINVILLE |
| State | NC |
| Zip | 28646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LINV RES LOT 27 |
| Legal Subdivision | LINV RES |
| Legal Lot Number | 27 |
| Jurisdiction | AVERY NC |
| Township / Civil Division | LINVILLE |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 930200 |
Source: Avery County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 504 ORANGE ST, RALEIGH, NC 27609-6928 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| May 18, 2023 | Intrafamily Transfer, Transfer |
| Dec 5, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNITED CMNTY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2017 · Amount on Record |
| Deed Sale | Dec 5, 2017 · Amount on Record |
| Deed Document Number | 0005141975 |
| Deed Book / Page | 000514 / 001975 |
| Last Transfer Date | May 18, 2023 |
| Transfer Doc | 0000002082 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 11 FOREST CT, LINVILLE, NC 28646 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000006010 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 566/2322 |
| Instrument | 2021006010 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Oct 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Max Rate | 7.5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | May 18, 2023 |
| Property Address | 11 FOREST CT, LINVILLE, NC 28646 |
| Document Number | 0000002082 |
| Book / Page | 588 / 2049 |
| Instrument Date | Apr 18, 2023 |
| Instrument | 2023002082 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 504 ORANGE ST, RALEIGH, NC 27609-6928 |
| Name | Verified Name |
|---|---|
| Address | 504 ORANGE ST, RALEIGH, NC 27609-6928 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Dec 5, 2017 |
| Property Address | 11 FOREST RIDGE LN, LINVILLE, NC 28646 |
| Document Number | 0005141975 |
| Book / Page | 000514 / 001975 |
| Instrument Date | Nov 27, 2017 |
| Instrument | 4813 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,600.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 504 ORANGE ST RALEIGH NC 276096928, RALEIGH, NC 27609-6928 |
| Document Number | 5141978 |
|---|---|
| Date | Dec 5, 2017 |
| Book Page | 000514/001978 |
| Instrument | 4814 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 4, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Avery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,736.00 | $1,184,100 (-) Land $595,000 Building $589,100 | $1,184,100 (-) Land $595,000 Building $589,100 |
| 2023 | $4,736.00 | $1,184,100 Land $595,000 Building $589,100 | $1,184,100 Land $595,000 Building $589,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 23 (1994–2024) |
| Claims Outside the SFHA | 4 of 23 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINVILLE RESORTS INC private · serves 499 people · EPA ID NC0106105 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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