11 Florida Ave, Black Mountain, NC 28711 Property Records

Buncombe County property record for 11 Florida Ave, Black Mountain, NC 28711

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,272 sqft · built 1910
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$345,000 (Dec 2020)
Tax Bill$2,267 (2025)
Deeds & MortgagesSep 2019 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN0629-86-1549-00000

Property Details

APN / Parcel Number

Primary APN0629-86-1549-00000
Alternative APN
  • 062912860590000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,272 sqft Living Area
1st Floor Area1,272 sqft
SunroomSunroom
FlooringSoftwood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Architectural StyleConventional
Exterior MaterialWood
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialMetal
Lot Area11,326 sqft (0.26 acres)
TerrainRolling
Garage TypeCarport
Garage Area360 sqft
CarportCarport
Carport Area288 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Old Parcel Number062912860590000
Street Address11 FLORIDA AVE
CityBLACK MOUNTAIN
StateNC
Zip28711-9420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDEED DATE:12/04/2020 DEED
Legal DescriptionDEED DATE:12/04/2020 DEED:5988-1192 LOT:A PLAT:0203-0172
Legal SubdivisionRIDGECREST
Legal Lot NumberA
JurisdictionBUNCOMBE NC
Township / Civil DivisionBLACK MOUNTAIN
Census Block Group3
Census Block3012
Census Tract3105

Owner

11 Florida Ave is owned and occupied by two individuals who bought it in December 2020.

Source: Buncombe County records, as of September 24, 2025

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address11 FLORIDA AVE, BLACK MOUNTAIN, NC 28711-9420
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 4, 2020 · Amount on File
Deed SaleDec 4, 2020 · Amount on File
Prior SaleSep 12, 2019 · Amount on File
Deed Document Number0059881192
Deed Book / Page5988 / 1192
Record UpdatedJun 8, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateSep 12, 2019
Property Address11 FLORIDA AVE, BLACK MOUNTAIN, NC 28711-9420
Document Number0058100581
Book / Page005810 / 000581
Instrument DateSep 9, 2019
Transaction TypeTransfer
Record UpdatedSep 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 9568 ASHEVILLE NC 288150568, ASHEVILLE, NC 28815-0568

Mortgage

Document Number58100584
DateSep 12, 2019
Book Page005810/000584
Lender
NameVALLEY SONG HM REDEV TR (CT)
AddressGASTONIA, NC 28054
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueSep 11, 2020
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 11 Florida Ave was $2,267.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,267.00$346,900
2023$2,098.00$346,900$346,900 Land $28,700 Building $318,200
2021$346,900 Land $28,700 Building $318,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Florida Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Florida Ave is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 74% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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