11 Finch Walk Rd, Ormond Beach, FL 32174 Property Records

Flagler County property record for 11 Finch Walk Rd, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,638 sqft · built 2023
Lot Size	0.112 acres (4,874 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,900 (Dec 2023)
Tax Bill	$1,236 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Apr 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`22-14-31-0259-00000-0590`

Property Details

APN / Parcel Number

Primary APN	`22-14-31-0259-00000-0590`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,638 sqft Living Area
1st Floor Area	1,638 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,874 sqft (0.112 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11 FINCH WALK RD
City	ORMOND BEACH
State	FL
Zip	32174-1186
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUNTINGTON VILLAS PHASE 2B MB 40 PG 56 LOT 59
Legal Subdivision	HUNTINGTON VILLAS PHASE 2B
Legal Lot Number	59
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	4
Census Block	4129
Census Tract	60207

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 FINCH WALK RD, ORMOND BEACH, FL 32174-1186
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF AMERICA NA
Apr 11, 2023	Warranty Deed, Transfer PROFESSIONAL TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2023 · Amount on Record
Deed Sale	Dec 15, 2023 · Amount on Record
Deed Document Number	202353845
Deed Book / Page	2833 / 350
Last Transfer Date	Aug 26, 2025
Transfer Doc	0029861560
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Dec 15, 2023
Property Address	11 FINCH WALK RD, ORMOND BEACH, FL 32174-1186
Document Number	0028330350
Book / Page	2833 / 350
Map Reference	MB 40 PG 56-58
Instrument Date	Dec 11, 2023
Instrument	2023053845
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2024
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,799.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	424 LUNA BELLA LN STE 112, 112, NEW SMYRNA BEACH, FL 32168-4682

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 FINCH WALK RD, ORMOND BEACH, FL 32174-1186

Mortgage

Document Number	0002833351
Date	Dec 15, 2023
Instrument	2833/351

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 11, 2023
Property Address	11 FINCH WALK RD, ORMOND BEACH, FL 32174-1186
Document Number	0027700973
Book / Page	2770 / 973
Map Reference	MB 40 PG 56-58
Instrument Date	Apr 3, 2023
Instrument	2023014555
Transaction Type	Transfer
Record Updated	Apr 28, 2023
Title Company	PROFESSIONAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	231 N WOODLAND BLVD, DELAND, FL 32720-4248

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 LUNA BELLA LN STE 112, 112, NEW SMYRNA BEACH, FL 32168-4682

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,236.00 (-57.89%)	$135,701 (+442.8%)	$295,762 (+1,083.05%) Land $60,500 Building $235,262
2024	$2,935.00 (+103.4%)
2023	$1,443.00 (+9.9%)	$25,000 (+2,245.22%) Land $25,000	$25,000 (+2,245.22%) Land $25,000
2022	$1,313.00	$1,066 Land $1,066	$1,066 Land $1,066

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 63 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Nov 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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