11 Ferry Point Ln, Earleville, MD 21919 Property Records

Cecil County property record for 11 Ferry Point Ln, Earleville, MD 21919

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,639 sqft · built 1939
Lot Size	0.247 acres (10,759 sqft)
Owner	2 Trust Names on File
Last Sale	$2,500 (Oct 2022)
Tax Bill	$5,977 (2026)
Deeds & Mortgages	Mar 2026 Sale Mar 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-024108`

Property Details

APN / Parcel Number

Primary APN	`01-024108`
Alternative APNs	`1024108` `024108`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,639 sqft Total Area

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	10,759 sqft (0.247 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	312 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	024108
Street Address	11 FERRY POINT LN
City	EARLEVILLE
State	MD
Zip	21919-1202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR
Legal Description	LOT 21 & PT. LOT 22 11 FERRY POINT LANE HACKS POINT BEACH
Legal Subdivision	HACKS POINT
Legal Lot Number	21,22
Jurisdiction	CECIL MD
Township / Civil Division	1, CECILTON
Census Block Group	1
Census Block	1013
Census Tract	30100

Owner

11 Ferry Point Ln is owner-occupied and held in a trust since October 2022.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	11 FERRY POINT LN, EARLEVILLE, MD 21919-1202
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed, Transfer
Mar 18, 2024	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Oct 18, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Mar 15, 2022	Intrafamily Transfer, Transfer KIRSH TITLE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2022 · Amount on File
Deed Sale	Oct 16, 2022 · Amount on File
Prior Sale	May 4, 1982 · Amount on File
Deed Book / Page	5249 / 132
Prior Transfer Date	Oct 3, 2022
Prior Transfer Doc	0052490132
Record Updated	Oct 29, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Mar 31, 2026
Property Address	11 FERRY POINT LN, EARLEVILLE, MD 21919-1202
Document Number	0057620271
Book / Page	5762 / 271
Instrument Date	Jan 28, 2026
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	11 FERRY POINT LN, EARLEVILLE, MD 21919-1202
Transaction Type	Mortgage
Record Updated	Mar 27, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054410295
Date	Mar 18, 2024
Book Page	5441/295

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	EARLEVILLE, MD 21919

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CECIL MD
Recording Date	Oct 18, 2022
Property Address	11 FERRY POINT LN, EARLEVILLE, MD 21919-1202
Document Number	0052490132
Book / Page	5249 / 132
Map Reference	LB HWL 18 FO 524
Instrument Date	Oct 3, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 FERRY POINT LN, EARLEVILLE, MD 21919-1202

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CECIL MD
Recording Date	Mar 15, 2022
Property Address	11 FERRY POINT LN, EARLEVILLE, MD 21919-1202
Document Number	0051230463
Book / Page	5123 / 463
Map Reference	MB 18 PG 524
Instrument Date	Mar 3, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	KIRSH TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

The 2026 property tax bill for 11 Ferry Point Ln was $5,977, up 12.6% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,977.00 (+12.58%)	$545,733 (+13.77%)	$611,800 (-) Land $294,000 Building $317,800
2025	$5,309.00	$479,667	$611,800 Land $294,000 Building $317,800
2023	$3,879.00	$409,200	$413,600 Land $241,000 Building $172,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Ferry Point Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2003–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11 Ferry Point Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Talkie Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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