Putnam County and Philipstown Town property record for 11 Evans Ter, Garrison, NY 10524
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,092 sqft · built 1965 |
| Lot Size | 0.434 acres (18,917 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Jan 2011) |
| Tax Bill | $12,406 (2024) |
| Deeds & Mortgages | Nov 2023 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372689 91.5-2-77 |
| Primary APN | 372689 91.5-2-77 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Game Room | Game Room |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 18,917 sqft (0.434 acres) |
| Lot Dimensions | 144 ft deep x 130 ft wide |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 764 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 109150 |
|---|---|
| Street Address | 11 EVANS TER |
| City | GARRISON |
| State | NY |
| Zip | 10524-7453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | LAND & RESIDENCE CV 3-3C-77 |
| Legal Block | 2 |
| Legal Lot Number | 77.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 10800 |
11 Evans Ter is owned and occupied by two individuals who bought it in January 2011.
Source: Putnam County and Philipstown Town records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 EVANS TER, GARRISON, NY 10524-7453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 4, 2018 | Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2011 · Amount on File |
| Deed Sale | Jan 4, 2011 · Amount on File |
| Prior Sale | Jan 4, 2011 · Amount on File |
| Deed Book / Page | 1867 / 249 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 11 EVANS TER, GARRISON, NY 10524-7453 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 11 EVANS TER, GARRISON, NY 10524-7453 |
| Document Number | 0078290038 |
|---|---|
| Date | Nov 16, 2023 |
| Book Page | 7829/38 |
| Instrument | 6582-2023 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 11 EVANS TER, GARRISON, NY 10524-7453 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 11 EVANS TER, GARRISON, NY 10524-7453 |
| Document Number | 0073260196 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 7326/196 |
| Instrument | 4449-2021 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 330 Months |
| Due | Oct 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 11 EVANS TER, GARRISON, NY 10524-7453 |
| Document Number | 0068810127 |
| Instrument Date | Sep 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 11 EVANS TER GARRISON NY 105247453, GARRISON, NY 10524-7453 |
| Document Number | 0068810127 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 006881/000127 |
| Instrument | 1603533 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | FISHERS, IN 46037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 26, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Unified School District | Lakeland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $164,200 Land $36,600 Building $127,600 | $535,377 | |
| 2024 | $12,406.00 | ||
| 2023 | $164,200 (-) Land $36,600 Building $127,600 | $466,212 (+11.73%) Land $103,918 Building $362,294 | |
| 2022 | $164,200 Land $36,600 Building $127,600 | $417,281 Land $93,011 Building $324,270 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 11 Evans Ter in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1984–2026) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Jul 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Evans Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable | 940 / 35 |
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