Worcester County and Athol Town property record for 11 Essex St, Athol, MA 01331
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,214 sqft · built 1885 |
| Lot Size | 0.052 acres (2,280 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (May 2020) |
| Tax Bill | $2,872 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2025 Mortgage + 2 more |
| APN | ATHO M:00030 B:00342 L:00000 |
| Primary APN | ATHO M:00030 B:00342 L:00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,214 sqft Living Area |
| Gross Area | 2,242 sqft |
| Basement Area | 644 sqft |
| Unfinished Basement | 644 sqft |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,280 sqft (0.052 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 11 ESSEX ST |
|---|---|
| City | ATHOL |
| State | MA |
| Zip | 01331-2207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | G |
| Legal Block | 342 |
| Jurisdiction | ATHOL MA |
| Township / Civil Division | ATHOL |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 703100 |
11 Essex St is owned and occupied by an individual who bought it in May 2020.
Source: Worcester County and Athol Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 ESSEX ST, ATHOL, MA 01331-2207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Mar 14, 2025 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| May 5, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jan 25, 2018 | Quit Claim Deed, Transfer · FHA Mortgage RANDOLPH SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2020 · Amount on File |
| Deed Sale | May 5, 2020 · Amount on File |
| Prior Sale | Jan 25, 2018 · Amount on File |
| Deed Document Number | 202045486 |
| Deed Book / Page | 62337 / 139 |
| Prior Transfer Date | Mar 6, 2020 |
| Prior Transfer Doc | 62337-139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATHOL MA |
| Property Address | 11 ESSEX ST, ATHOL, MA 01331-2207 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 066813-181 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 66813/181 |
| Instrument | 179334 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATHOL MA |
| Property Address | 11 ESSEX ST, ATHOL, MA 01331-2207 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 071737-253 |
|---|---|
| Date | Mar 14, 2025 |
| Book Page | 71737/253 |
| Instrument | 19749 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Apr 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ATHOL MA |
| Recording Date | May 5, 2020 |
| Property Address | 11 ESSEX ST, ATHOL, MA 01331-2207 |
| Document Number | 62337-139 |
| Book / Page | 062337 / 000139 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 45486 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $547.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 ESSEX ST ATHOL MA 013312207, ATHOL, MA 01331-2207 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ATHOL MA |
| Recording Date | Jan 25, 2018 |
| Property Address | 11 ESSEX ST, ATHOL, MA 01331-2207 |
| Document Number | 58361-95 |
| Book / Page | 58361 / 95 |
| Instrument | 8085 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 ESSEX ST, ATHOL, MA 01331-2207 |
| Document Number | 583610097 |
|---|---|
| Date | Jan 25, 2018 |
| Instrument | 58361/0097 |
| Name | RANDOLPH SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 25, 2048 |
The 2026 property tax bill for 11 Essex St was $2,872, up 6.4% from the year before.
Source: Worcester County and Athol Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Athol Town |
| Unified School District | Athol-Royalston School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,872.00 (+6.45%) | $226,700 (+6.78%) Land $28,200 Building $198,500 | $203,585 (-) |
| 2025 | $2,698.00 (+9.14%) | $212,300 (+10.17%) Land $27,100 Building $185,200 | $203,585 (+16.85%) |
| 2024 | $2,472.00 (+2.06%) | $192,700 (+11.71%) Land $27,100 Building $165,600 | $174,230 |
| 2023 | $2,422.00 | $172,500 Land $19,600 Building $152,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 11 Essex St; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Essex St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATHOL DPW WATER DIVISION serves 10,587 people · EPA ID MA1015000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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