Flagler County property record for 11 Eric Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,699 sqft · built 2022 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $339,000 (Jan 2026) |
| Tax Bill | $3,581 (2025) |
| Deeds & Mortgages | May 2025 Line of Credit Feb 2026 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7034-00810-0030 |
| Primary APN | 07-11-31-7034-00810-0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,699 sqft Living Area |
| 1st Floor Area | 1,699 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 11 ERIC DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6295 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 34 BLOCK 00081 LOT 0003 SUBDIVISION COMPLETION YEAR 1982 OR 281 PG 906 OR 1135 PG 985-DC OR 1135 PG 986-SA OR 1238 PG 1539 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 81 |
| Legal Lot Number | 3 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 60218 |
Source: Flagler County records, as of March 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 ERIC DR, PALM COAST, FL 32164-6295 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| May 29, 2025 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Feb 26, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC |
| Apr 4, 2022 | Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Feb 11, 2022 | Warranty Deed, Transfer AGENT'S CHOICE TITLE LLC, AGENTS CHOICE TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2026 · Amount on Record |
| Deed Sale | Jan 8, 2026 · Amount on Record |
| Prior Sale | Apr 4, 2022 · Amount on Record |
| Deed Document Number | 20261397 |
| Deed Book / Page | 3021 / 370 |
| Last Transfer Date | Jan 26, 2026 |
| Transfer Doc | 0030330813 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 11 ERIC DR, PALM COAST, FL 32164-6295 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 11 ERIC DR, PALM COAST, FL 32164-6295 |
| Document Number | 0029630293 |
|---|---|
| Date | May 29, 2025 |
| Book Page | 2963/293 |
| Instrument | 2025022218 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 16, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Feb 26, 2026 |
| Property Address | 11 ERIC DR, PALM COAST, FL 32164-6295 |
| Document Number | 0030330813 |
| Book / Page | 3033 / 813 |
| Map Reference | MB 11 PG 38-49 |
| Instrument Date | Jan 26, 2026 |
| Instrument | 2026008462 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 ERIC DR, PALM COAST, FL 32164-6295 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11 ERIC DR, PALM COAST, FL 32164-6295 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jan 8, 2026 |
| Property Address | 11 ERIC DR, PALM COAST, FL 32164-6295 |
| Document Number | 0030210370 |
| Book / Page | 3021 / 370 |
| Map Reference | MB 11 PG 38-49 |
| Instrument Date | Jan 5, 2026 |
| Instrument | 2026001397 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | OLDE FL TITLE LLC, OLDE FLORIDA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,373.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 ERIC DR, PALM COAST, FL 32164-6295 |
| Name | Verified Name |
|---|---|
| Address | 11 ERIC DR, PALM COAST, FL 32164-6295 |
| Document Number | 0003021372 |
|---|---|
| Date | Jan 8, 2026 |
| Instrument | 3021/372 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 4, 2022 |
| Property Address | 11 ERIC DR, PALM COAST, FL 32164-6295 |
| Document Number | 0026740725 |
| Book / Page | 2674 / 725 |
| Map Reference | MB 11 PG 38 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 2022017494 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Title Company | FAULKNER COUNTY ABSTRACT COMPANY, FLAGLER COUNTY ABSTRACT CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50 ROCKY BLUFF DR, ORMOND BEACH, FL 32174-2629 |
| Name | Verified Name |
|---|---|
| Address | 11 ERIC DR, PALM COAST, FL 32164-6295 |
| Document Number | 0002674726 |
|---|---|
| Date | Apr 4, 2022 |
| Instrument | 2674/726 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Feb 11, 2022 |
| Property Address | 11 ERIC DR, PALM COAST, FL 32164-6295 |
| Document Number | 0026571938 |
| Book / Page | 2657 / 1938 |
| Map Reference | MB 11 PG 38 |
| Instrument Date | Feb 4, 2022 |
| Instrument | 2022007885 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Title Company | AGENT'S CHOICE TITLE LLC, AGENTS CHOICE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,467.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 256 ROUTE 25A, WADING RIVER, NY 11792-2011 |
| Name | Verified Name |
|---|---|
| Address | 50 ROCKY BLUFF DR, ORMOND BEACH, FL 32174-2629 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,581.00 (+2.46%) | $240,213 (+5.99%) | $319,387 (+5.28%) Land $65,500 Building $253,887 |
| 2024 | $3,495.00 (+2.58%) | ||
| 2023 | $3,407.00 (+324.28%) Homeowner's exemption | $226,643 (+280.91%) | $303,382 (+409.89%) Land $57,500 Building $245,882 |
| 2022 | $803.00 | $59,500 Land $59,500 | $59,500 Land $59,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 111 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 111 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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