Bergen County and Demarest Borough property record for 11 Emily Ct, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 3,468 sqft · built 1970 |
| Lot Size | 0.565 acres (24,611 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,350,000 (May 2017) |
| Tax Bill | $30,667 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Dec 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00084-08-00007 |
| Primary APN | 09-00084-08-00007 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,468 sqft Living Area |
|---|
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 24,611 sqft (0.565 acres) |
| Lot Dimensions | 164 ft deep x 150 ft wide |
| Old Parcel Number | 0900084H00007 |
|---|---|
| Street Address | 11 EMILY CT |
| City | DEMAREST |
| State | NJ |
| Zip | 07627-1204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.565AC |
| Legal Subdivision | LAKE ROAD ESTATES |
| Legal Block | 84.8 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 9100 |
Source: Bergen County and Demarest Borough records · APN 09-00084-08-00007
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 EMILY CT, DEMAREST, NJ 07627-1204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · Line of Credit BOGOTA SAVINGS BANK |
| Dec 19, 2022 | Deed of Trust, Mortgage · Line of Credit UNITY BANK |
| Jun 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HARBORONE MORTGAGE LLC |
| Jul 20, 2017 | Deed of Trust, Mortgage · Line of Credit ALLIANT CU |
| May 09, 2017 | Deed, Transfer · ARM ORITANI BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 09, 2017 · Amount on Record |
| Deed Sale | May 09, 2017 · Amount on Record |
| Prior Sale | May 03, 2006 · Amount on Record |
| Deed Document Number | 201736496 |
| Deed Book / Page | 2605 / 1112 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 20, 2026 |
| Property Address | 11 EMILY CT, DEMAREST, NJ 07627-1204 |
| Document Number | 0000026039 |
| Book / Page | 5776 / 452 |
| Instrument Date | Apr 07, 2026 |
| Instrument | 202626039 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 EMILY CT, DEMAREST, NJ 07627-1204 |
| Document Number | 0000026039, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 5776/452 |
| Instrument | 202626039 |
| Name | BOGOTA SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 11 EMILY CT, DEMAREST, NJ 07627-1204 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0048850912 |
|---|---|
| Date | Dec 19, 2022 |
| Book Page | 4885/912 |
| Instrument | 2022115559 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 21, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 11 EMILY CT, DEMAREST, NJ 07627-1204 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0042111995 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 4211/1995 |
| Instrument | 2021095334 |
| Name | HARBORONE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MANCHESTER, NH 03101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 11 EMILY CT, DEMAREST, NJ 07627-1204 |
| Document Number | 0027060152 |
| Book / Page | 002706 / 000152 |
| Instrument Date | Jul 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 08, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 EMILY CT DEMAREST NJ 076271204, DEMAREST, NJ 07627-1204 |
| Document Number | 0027060152 |
|---|---|
| Date | Aug 25, 2017 |
| Book Page | 002706/000152 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 24, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 09, 2017 |
| Property Address | 11 EMILY CT, DEMAREST, NJ 07627-1204 |
| Document Number | 0026051112 |
| Book / Page | 02605 / 1112 |
| Instrument Date | May 02, 2017 |
| Instrument | 17-036496 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13,810.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 EMILY CT, 11, DEMAREST, NJ 07627-1204 |
| Name | Verified Name |
|---|---|
| Address | 11 EMILY CT, DEMAREST, NJ 07627-1204 |
| Document Number | 0026051119 |
|---|---|
| Date | May 09, 2017 |
| Book Page | 02605/1119 |
| Instrument | 17-036496.01 |
| Name | ORITANI BANK |
|---|---|
| Type | Bank |
| Address | TOWNSHIP OF WASHINGTON, NJ 07676 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.25% |
| Index | 1-Year CMT |
| Max Rate | 8.25% |
Source: Bergen County and Demarest Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,699,000 (-) Land $1,051,000 Building $648,000 | $1,699,000 (-) Land $1,051,000 Building $648,000 | |
| 2025 | $30,667.00 (-11.5%) | $1,699,000 (+49.89%) Land $1,051,000 Building $648,000 | $1,699,000 (+49.89%) Land $1,051,000 Building $648,000 |
| 2024 | $34,651.00 (+7.68%) | ||
| 2023 | $1,133,500 Land $569,500 Building $564,000 | $1,133,500 Land $569,500 Building $564,000 | |
| 2022 | $32,180.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030091002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 18 (1980–2021) |
| Claims Outside the SFHA | 5 of 18 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 294 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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