11 Emerson Dr, Windham, ME 04062 Property Records

Cumberland County and Windham Town property record for 11 Emerson Dr, Windham, ME 04062

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1974
Lot Size	0.489 acres (21,301 sqft)
Owner	Individual Name on Record
Last Sale	$196,900 (May 2019)
Tax Bill	$3,911 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WINM M:55 B:76`

Property Details

APN / Parcel Number

Primary APN	`WINM M:55 B:76`
Alternative APNs	`055076000000` `D4316R`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
Gross Area	2,472 sqft
1st Floor Area	1,000 sqft
Basement Area	1,000 sqft
Unfinished Basement	500 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,301 sqft (0.489 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	D4316R
Street Address	11 EMERSON DR
City	WINDHAM
State	ME
Zip	04062-5462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Block	76
Jurisdiction	WINDHAM ME
Township / Civil Division	WINDHAM
Census Block Group	1
Census Block	1017
Census Tract	4804

Owner

Source: Cumberland County and Windham Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 EMERSON DR, WINDHAM, ME 04062-5462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage EMPEOPLE CREDIT UNION
Jun 28, 2023	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Apr 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TOWN & COUNTRY FCU
May 1, 2019	Warranty Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2019 · Amount on Record
Deed Sale	May 1, 2019 · Amount on Record
Deed Document Number	201917733
Deed Book / Page	35613 / 277
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	11 EMERSON DR, WINDHAM, ME 04062-5462
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0417410211
Date	Sep 23, 2025
Book Page	41741/211
Instrument	38838

Lender

Name	EMPEOPLE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Oct 1, 2032
Index	1-Year CMT

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	11 EMERSON DR, WINDHAM, ME 04062-5462
Transaction Type	Mortgage
Record Updated	Jul 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0402100001
Date	Jun 28, 2023
Book Page	40210/1
Instrument	21151

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2048

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	11 EMERSON DR, WINDHAM, ME 04062-5462
Transaction Type	Mortgage
Record Updated	May 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0380150272
Date	Apr 2, 2021
Book Page	38015/272
Instrument	23344

Lender

Name	TOWN & COUNTRY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDHAM ME
Recording Date	May 1, 2019
Property Address	11 EMERSON DR, WINDHAM, ME 04062-5462
Document Number	0356130277
Book / Page	035613 / 000277
Instrument Date	Apr 11, 2019
Instrument	17733
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 EMERSON DR WINDHAM ME 040625462, WINDHAM, ME 04062-5462

Mortgage

Document Number	356130279
Date	May 1, 2019
Book Page	035613/000279
Instrument	17734

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2049

Tax Assessment & Valuation

Source: Cumberland County and Windham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Windham Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,911.00 (+5.13%)	$324,300 (-) Land $128,100 Building $196,200
2024	$3,720.00 (+7.83%)	$324,300 (+5.29%) Land $128,100 Building $196,200
2023	$3,450.00 (+8.76%)	$308,000 (+12.74%) Land $119,200 Building $188,800
2022	$3,172.00	$273,200 Land $105,600 Building $167,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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