11 Elsie St, Everett, MA 02149 Property Records

Middlesex County and Everett City property record for 11 Elsie St, Everett, MA 02149

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,016 sqft · built 1925
Lot Size	0.093 acres (4,051 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,204 (2026)
Deeds & Mortgages	Jan 2021 Refinance May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M00004 000146 01`

Property Details

APN / Parcel Number

Primary APN	`M00004 000146 01`
Alternative APNs	`EVER M:M0 B:04 L:000146` `M:M00 B:004 L:000146-01` `M00004 00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,016 sqft Living Area
Gross Area	4,554 sqft
1st Floor Area	936 sqft
Basement Area	1,062 sqft
Unfinished Basement	1,062 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,051 sqft (0.093 acres)

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Heating Fuel	Gas

Location & Zoning

Account Number	M00004 000146 01
Street Address	11 ELSIE ST
City	EVERETT
State	MA
Zip	02149-5109
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	DD
Legal Block	4
Legal Lot Number	146
Jurisdiction	EVERETT MA
Township / Civil Division	EVERETT
Census Block Group	1
Census Block	1008
Census Tract	342101

Owner

Source: Middlesex County and Everett City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 WINSHIP DR, WAKEFIELD, MA 01880-2664
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP
May 12, 2017	Deed of Trust, Mortgage · ARM EVERETT COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EVERETT MA
Property Address	11 ELSIE ST, EVERETT, MA 02149-5109
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76802-279
Date	Jan 27, 2021
Book Page	76802/279
Instrument	19014

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EVERETT MA
Property Address	11 ELSIE ST, EVERETT, MA 02149-5109
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69269-350
Date	May 12, 2017
Book Page	69269/350
Instrument	70138

Lender

Name	EVERETT COOPERATIVE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Middlesex County and Everett City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,204.00 (+16.52%)	$729,300 (+5.16%) Land $259,700 Building $469,600	$777,304
2025	$7,899.00 (+8.35%)	$693,500 (+9.02%) Land $242,900 Building $450,600
2024	$7,290.00 (+2.46%)	$636,100 (+5.31%) Land $221,300 Building $414,800
2023	$7,115.00	$604,000 Land $211,600 Building $392,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVERETT WATER DEPT. (MWRA) serves 49,075 people · EPA ID MA3093000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Netafy Fixed Wireless	150 / 150
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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