11 Elora St, Bluffton, SC 29910 Property Records

Beaufort County property record for 11 Elora St, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	8 bd · 16 ba · 8,496 sqft · built 2022
Lot Size	0.389 acres (16,988 sqft)
Owner	Trust Name on File
Last Sale	$185,000 (Oct 2017)
Tax Bill	$30,385 (2025)
Deeds & Mortgages	Oct 2020 Construction Loan Nov 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R61404700000140000`

Property Details

APN / Parcel Number

Primary APN	`R61404700000140000`
Alternative APN	`12867385`

Interior

Bedrooms	8 Beds
Full Baths	16 Baths
Half Baths	8 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	8,496 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	16,988 sqft (0.389 acres)

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	12867385
Old Parcel Number	R61404700000140000
Street Address	11 ELORA ST
City	BLUFFTON
State	SC
Zip	29910-8359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6106
Legal Description	LOT 251 BLK G1 POR OF PALMETTO BLUFF VILLAGE PB111 P54-56
Legal Subdivision	PALMETTO BLUFF S/D
Legal Block	G1
Legal Lot Number	251
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1159
Census Tract	2102

Owner

11 Elora St is held in a trust since November 2020.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	Trust Name on File
Mailing Address	1001 HILL AVE APT 2713, 2713, WYOMISSING, PA 19610-2042
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Intrafamily Transfer, Transfer · Construction Mortgage SOUTH STATE BANK NATIONAL ASSOCIATI
Nov 6, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 14, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Oct 31, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2017 · Amount on File
Deed Sale	Oct 31, 2017 · Amount on File
Prior Sale	Oct 7, 2020
Deed Document Number	0000059417
Deed Book / Page	003618 / 001421
Last Transfer Date	Nov 6, 2020
Transfer Doc	0000065209
Record Updated	Jun 8, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT SC
Recording Date	Oct 7, 2020
Property Address	11 ELORA ST, BLUFFTON, SC 29910-8359
Document Number	0000057475
Book / Page	3918 / 2941
Map Reference	MB 111 PG 54
Instrument Date	Sep 28, 2020
Instrument	2020057475
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 BOBOLINK DR, WYOMISSING, PA 19610-2806

Mortgage

Document Number	0000057476
Date	Oct 7, 2020
Instrument	2020057476

Lender

Name	SOUTH STATE BANK NATIONAL ASSOCIATI
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.5%
Index	1-Year LIBOR
Max Rate	7.5%

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEAUFORT SC
Recording Date	Nov 6, 2020
Property Address	11 ELORA ST, BLUFFTON, SC 29910-8359
Document Number	0000065209
Book / Page	003931 / 003184
Instrument Date	Sep 28, 2020
Instrument	65209
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6 BOBOLINK DR WYOMISSING PA 196102806, WYOMISSING, PA 19610-2806

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jan 14, 2020
Property Address	11 ELORA ST, BLUFFTON, SC 29910-8359
Document Number	0000002431
Book / Page	003828 / 001321
Instrument Date	Dec 21, 2019
Instrument	2431
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$703.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6 BOBOLINK DR WYOMISSING PA 196102806, WYOMISSING, PA 19610-2806

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Oct 31, 2017
Property Address	11 ELORA ST, BLUFFTON, SC 29910-8359
Document Number	0000059417
Book / Page	003618 / 001421
Instrument Date	Oct 25, 2017
Instrument	59417
Transaction Type	Transfer
Record Updated	Nov 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$684.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4178 WHISPER WAY SHARONVILLE OH 452412970, SHARONVILLE, OH 45241-2970

Tax Assessment & Valuation

The 2025 property tax bill for 11 Elora St was $30,385, up 1.5% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$30,385.00 (+1.49%)	$106,570 (-)
2024	$29,938.00 (+0.36%)	$106,570 (-)	$2,003,900 (-) Land $475,000 Building $1,528,900
2023	$29,831.00 (+683.99%)	$106,570 (+726.12%)	$2,003,900 (+832.05%) Land $475,000 Building $1,528,900
2022	$3,805.00	$12,900	$215,000 Land $215,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11 Elora St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 666 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	666 in force
Nearby Flood Claims	13 (1991–2021)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Elora St is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 90% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000

May also be available: Verizon.

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