Middlesex County and Natick Town property record for 11 Elm St, Natick, MA 01760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,832 sqft · built 1910 |
| Lot Size | 0.135 acres (5,881 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $170,000 (Sep 1988) |
| Tax Bill | $6,889 (2025) |
| Deeds & Mortgages | Jun 2025 Line of Credit Mar 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-00000219 |
| Primary APN | 43-00000219 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,832 sqft Living Area |
| 1st Floor Area | 609 sqft |
| Basement Area | 231 sqft |
| Unfinished Basement | 231 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Other |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,881 sqft (0.135 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 43-00000219 |
|---|---|
| Street Address | 11 ELM ST |
| City | NATICK |
| State | MA |
| Zip | 01760-4401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 382500 |
11 Elm St is owner-occupied and held in a trust since May 2020.
Source: Middlesex County and Natick Town records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 11 ELM ST, NATICK, MA 01760-4401 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 3, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 1, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 1, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 1988 · Amount on File |
| Deed Sale | Sep 1, 1988 · Amount on File |
| Last Transfer Date | May 18, 2020 |
| Transfer Doc | 74793-79 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 11 ELM ST, NATICK, MA 01760-4401 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 084176-441 |
|---|---|
| Date | Jun 3, 2025 |
| Book Page | 84176/441 |
| Instrument | 61772 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 11 ELM ST, NATICK, MA 01760-4401 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 77094-380 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 77094/380 |
| Instrument | 45088 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Jun 1, 2020 |
| Property Address | 11 ELM ST, NATICK, MA 01760-4401 |
| Document Number | 74793-79 |
| Book / Page | 074793 / 000079 |
| Instrument Date | May 18, 2020 |
| Instrument | 83414 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 11 ELM ST NATICK MA 017604401, NATICK, MA 01760-4401 |
The 2025 property tax bill for 11 Elm St was $6,889, up 3.5% from the year before.
Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,889.00 (+3.5%) | $576,000 (+6.1%) Land $403,700 Building $172,300 | $650,370 |
| 2024 | $6,656.00 | $542,900 Land $381,200 Building $161,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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