11 Elm St, Middletown, NY 10940 Property Records

Orange County and Middletown City property record for 11 Elm St, Middletown, NY 10940

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 883 sqft · built 1925
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$134,500 (Jan 2021)
Tax Bill	$4,498 (2024)
Deeds & Mortgages	Oct 2023 Sale Oct 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`330900 22-1-7`

Property Details

APN / Parcel Number

Primary APN	`330900 22-1-7`
Alternative APNs	`090002200000010070000000` `0690000500` `22-1-7`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	883 sqft Living Area
Gross Area	955 sqft
1st Floor Area	736 sqft
Upper Floors Area	147 sqft
Attic	Attic
Attic Area	147 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1936
Architectural Style	Bungalow
Exterior Material	Wood
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Enclosed Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0690000500
Street Address	11 ELM ST
City	MIDDLETOWN
State	NY
Zip	10940-6133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR-2
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	ORANGE NY
Township / Civil Division	MIDDLETOWN
Census Block Group	4
Census Block	4003
Census Tract	15100

Owner

11 Elm St is owned and occupied by an individual who bought it in January 2021.

Source: Orange County and Middletown City records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	11 ELM ST, MIDDLETOWN, NY 10940-6133
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed, Transfer
Oct 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jan 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HUDSON VALLEY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2021 · Amount on File
Deed Sale	Jan 27, 2021 · Amount on File
Prior Sale	Apr 1, 2014 · Amount on File
Prior Transfer Date	Dec 28, 2010
Record Updated	Oct 29, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Oct 26, 2023
Property Address	11 ELM ST, MIDDLETOWN, NY 10940-6133
Document Number	0000063650
Book / Page	15485 / 984
Instrument Date	Oct 13, 2023
Instrument	20230063650
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 UNION ST APT 2M, 2M, JERSEY CITY, NJ 07304-2793

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	11 ELM ST, MIDDLETOWN, NY 10940-6133
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073841
Date	Oct 18, 2022
Book Page	15324/841
Instrument	20220073841

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	11 ELM ST, MIDDLETOWN, NY 10940-6133
Transaction Type	Mortgage
Record Updated	Feb 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005428
Date	Jan 27, 2021
Book Page	14889/80
Instrument	20210005428

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Orange County and Middletown City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,200 Land $5,500 Building $10,700	$184,300
2024	$4,498.00
2023		$16,200 (-) Land $5,500 Building $10,700	$162,000 (+16.97%) Land $55,000 Building $107,000
2022		$16,200 Land $5,500 Building $10,700	$138,500 Land $47,022 Building $91,478

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY serves 30,000 people · EPA ID NY3503534
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Greenlight Networks, Optimum, T-Mobile.

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