11 Elm Sq, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 11 Elm Sq, Wakefield, MA 01880

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,889 sqft · built 1860
Lot Size	0.104 acres (4,517 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (Feb 2021)
Tax Bill	$7,102 (2025)
Deeds & Mortgages	Nov 2022 Refinance Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WAKE M:000005 B:0035 P:000080`

Property Details

APN / Parcel Number

Primary APN	`WAKE M:000005 B:0035 P:000080`
Alternative APN	`5127`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,889 sqft Living Area
Gross Area	2,717 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1957
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,517 sqft (0.104 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5127
Street Address	11 ELM SQ
City	WAKEFIELD
State	MA
Zip	01880-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Block	35
Jurisdiction	WAKEFIELD MA
Township / Civil Division	WAKEFIELD
Census Block Group	1
Census Block	1010
Census Tract	335200

Owner

11 Elm Sq is owned and occupied by an individual who bought it in February 2021.

Source: Middlesex County and Wakefield Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	11 ELM SQ, WAKEFIELD, MA 01880-1549
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WAKEFIELD COOPERATIVE BANK
Oct 28, 2020	Deed of Trust, Mortgage · Line of Credit SAVINGS BANK TRUST
Feb 1, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2021 · Amount on File
Deed Sale	Feb 1, 2021 · Amount on File
Prior Sale	Jun 8, 2015
Deed Document Number	202123272
Deed Book / Page	76852 / 472
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	11 ELM SQ, WAKEFIELD, MA 01880-1549
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080922-418
Date	Nov 8, 2022
Book Page	80922/418
Instrument	165456

Lender

Name	WAKEFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	11 ELM SQ, WAKEFIELD, MA 01880-1549
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76005-521
Date	Oct 28, 2020
Book Page	76005/521
Instrument	198040

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

Interest

Rate Type	Adjustable Rate

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKEFIELD MA
Recording Date	Feb 1, 2021
Property Address	11 ELM SQ, WAKEFIELD, MA 01880-1549
Document Number	076852-472
Book / Page	76852 / 472
Instrument Date	Feb 1, 2021
Instrument	23272
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 QUAKER RD, FALMOUTH, MA 02540-4140

Mortgage

Document Number	0000023273
Date	Feb 1, 2021
Instrument	23273

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 11 Elm Sq was $7,102, up 1.7% from the year before.

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wakefield Town
Unified School District	Wakefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,102.00 (+1.68%)	$625,700 (+0.77%) Land $330,800 Building $294,900	$735,205 (+3.42%)
2024	$6,985.00 (+5.1%)	$620,900 (+9.58%) Land $328,900 Building $292,000	$710,885
2023	$6,646.00	$566,600 Land $299,900 Building $266,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Elm Sq in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11 Elm Sq has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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