11 Edgewood Ter, Hadley, MA 01035 Property Records

Hampshire County and Hadley Town property record for 11 Edgewood Ter, Hadley, MA 01035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,331 sqft · built 1973
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Mar 2008)
Tax Bill	$4,275 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Dec 2020 Refinance
APN	`HADL M:0011A B:0091 L:0000`

Property Details

APN / Parcel Number

Primary APN	`HADL M:0011A B:0091 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,331 sqft Living Area
Gross Area	2,782 sqft
Basement Area	681 sqft
Unfinished Basement	681 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	11 EDGEWOOD TER
City	HADLEY
State	MA
Zip	01035-9609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	HUNTINGTON ACRES
Legal Block	91
Jurisdiction	HADLEY MA
Township / Civil Division	HADLEY
Census Block Group	2
Census Block	2002
Census Tract	821400

Owner

11 Edgewood Ter is owned and occupied by two individuals who acquired it in November 2020.

Source: Hampshire County and Hadley Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11 EDGEWOOD TER, HADLEY, MA 01035-9609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · Line of Credit UMASS/FIVE COLLEGE FEDERAL CREDIT UNION
Dec 4, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance EASTHAMPTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2008 · Amount on File
Deed Sale	Mar 31, 2008 · Amount on File
Prior Sale	May 31, 1988 · Amount on File
Deed Book / Page	9438 / 182
Last Transfer Date	Nov 30, 2020
Transfer Doc	13883-49
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HADLEY MA
Property Address	11 EDGEWOOD TER, HADLEY, MA 01035-9609
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014693-108
Date	Oct 3, 2022
Book Page	14693/108
Instrument	20492

Lender

Name	UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2042

Interest

Rate Type	Adjustable Rate

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HADLEY MA
Recording Date	Dec 4, 2020
Property Address	11 EDGEWOOD TER, HADLEY, MA 01035-9609
Document Number	13883-49
Book / Page	13883 / 49
Instrument Date	Nov 30, 2020
Instrument	25934
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11 EDGEWOOD TER, HADLEY, MA 01035-9609

Mortgage

Document Number	13883-53
Date	Dec 4, 2020
Book Page	13883/53
Instrument	25935

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 11 Edgewood Ter was $4,275, up 3.7% from the year before.

Source: Hampshire County and Hadley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Hadley Town
Unified School District	Hadley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,275.00 (+3.74%)	$373,000 (+5.28%) Land $152,800 Building $220,200	$475,710 (+10.69%)
2025	$4,121.00 (+4.99%)	$354,300 (+2.81%) Land $138,400 Building $215,900	$429,780 (+1.62%)
2024	$3,925.00 (+3.81%)	$344,600 (+5.19%) Land $138,400 Building $206,200	$422,940
2023	$3,781.00	$327,600 Land $138,400 Building $189,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 11 Edgewood Ter; 7 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Edgewood Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HADLEY DPW WATER DIVISION serves 4,819 people · EPA ID MA1117002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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