Bergen County and Upper Saddle River Borough property record for 11 Echo Ridge Rd, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 3,496 sqft · built 1964 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $830,000 (Feb 2021) |
| Tax Bill | $18,223 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00917-0000-00004 |
| Primary APN | 63-00917-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,496 sqft Living Area |
| 1st Floor Area | 3,496 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 37,897 sqft (0.87 acres) |
| Account Number | 091100 |
|---|---|
| Street Address | 11 ECHO RIDGE RD |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .870 AC |
| Legal Subdivision | JEFFERSON HOMES INC BORO SEC # |
| Legal Block | 917 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 53201 |
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 ECHO RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Feb 23, 2021 | Bargain and Sale Deed, Transfer DYNAMIC TITLE AGENCY/NJ LLC, DYNAMIC TITLE AGCY OF NJ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2021 · Amount on Record |
| Deed Sale | Feb 23, 2021 · Amount on Record |
| Deed Document Number | 202123750 |
| Deed Book / Page | 3971 / 1773 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 11 ECHO RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1311 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 11 ECHO RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1311 |
| Document Number | 0048661279 |
|---|---|
| Date | Nov 22, 2022 |
| Book Page | 4866/1279 |
| Instrument | 2022109568 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Oct 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 23, 2021 |
| Property Address | 11 ECHO RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1311 |
| Document Number | 0039711773 |
| Book / Page | 3971 / 1773 |
| Instrument Date | Jan 6, 2021 |
| Instrument | 2021023750 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | DYNAMIC TITLE AGENCY/NJ LLC, DYNAMIC TITLE AGCY OF NJ LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,624.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 CHESTNUT RIDGE RD, 103, MONTVALE, NJ 07645-1801 |
| Name | Verified Name |
|---|---|
| Address | 11 ECHO RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1311 |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $703,600 (-) Land $354,800 Building $348,800 | $703,600 (-) Land $354,800 Building $348,800 | |
| 2025 | $18,223.00 (+1.73%) | $703,600 (-) Land $354,800 Building $348,800 | $703,600 (-) Land $354,800 Building $348,800 |
| 2024 | $17,913.00 (+2.95%) | ||
| 2023 | $703,600 Land $354,800 Building $348,800 | $703,600 Land $354,800 Building $348,800 | |
| 2022 | $17,400.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures