Cumberland County and Harpswell Town property record for 11 E Shore Dr, Harpswell, ME 04079
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,024 sqft · built 2020 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | Individual Name on File |
| Last Sale | $93,800 (Jan 2016) |
| Tax Bill | $8,265 (2025) |
| Deeds & Mortgages | Aug 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | HARP M:047 L:195 |
| Primary APN | HARP M:047 L:195 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,024 sqft Living Area |
| Gross Area | 3,072 sqft |
| 1st Floor Area | 136 sqft |
| Basement Area | 1,024 sqft |
| Unfinished Basement | 1,024 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 48,787 sqft (1.12 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Gas |
| Account Number | 3482 |
|---|---|
| Street Address | 11 E SHORE DR |
| City | HARPSWELL |
| State | ME |
| Zip | 04079-3881 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Lot Number | 195 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 17102 |
11 E Shore Dr is owned and occupied by an individual who bought it in January 2016.
Source: Cumberland County and Harpswell Town records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 E SHORE DR, HARPSWELL, ME 04079-3881 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2016 · Amount on File |
| Deed Sale | Jan 5, 2016 · Amount on File |
| Prior Sale | Jan 5, 2016 |
| Deed Document Number | 2016387 |
| Deed Book / Page | 32839 / 169 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Property Address | 11 E SHORE DR, HARPSWELL, ME 04079-3881 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0396370110 |
|---|---|
| Date | Aug 10, 2022 |
| Book Page | 39637/110 |
| Instrument | 40825 |
| Name | MECHANICS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Sep 1, 2053 |
The 2025 property tax bill for 11 E Shore Dr was $8,265, up 4.7% from the year before.
Source: Cumberland County and Harpswell Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,265.00 (+4.71%) | $1,241,000 (-) Land $367,400 Building $873,600 |
| 2024 | $7,893.00 (+17.86%) | $1,241,000 (+13.04%) Land $367,400 Building $873,600 |
| 2023 | $6,697.00 (+44.15%) | $1,097,800 (+39.42%) Land $367,400 Building $730,400 |
| 2022 | $4,646.00 | $787,400 Land $367,400 Building $420,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 11 E Shore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 E Shore Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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